Tag Archives: banks

Bank Small-Company Lending Falls Again – But Crowdfunders Come To Rescue

Corporate credit availability by firm size. Source: Bank of England The UK’s economic recovery is causing a considerable amount of head scratching amongst commentators, economic observers and pundits generally. The growth figures are fair to reasonable, and a recovery is underway – all are agreed on that. “We’re witnessing a kind of economic slingshot effect […]

Good News For Crowdfunding: British Business Bank Backs Financial Diversity

Crowdfunding numbers are growing, as is the crowd… The crowdfunding mission continues. Money&Co. CEO, Nicola Horlick, recently posted a guest blog on the business of crowdfunding in The Independent. She used the Irwin Mitchell crowdfunding survey, which featured in our news report of yesterday, as her starting point. “73 per cent of respondents said they […]

Rates Will Rise Sooner Or Later – But When Will Investors See Benefit?

Crowdfunding: an attractive alternative, available now There isn’t really an excuse for the miserable returns that banks offer deposit account investors, as I pointed out in an earlier blog. But base rates, a key factor in determining retail-deposit rates, are extremely low right now. So a very important question must be where rates will be […]

Nicola Horlick On Interest Rates And Savers’ Best Prospects

Nicola Horlick on bank depositors’ plight  Money&Co. CEO, Nicola Horlick, examines the interest rate environment ahead of the forthcoming Bank of England Monetary Policy Committee announcement. In her latest blog, she notes the plight of deposit account investors: “The fact that interest rates are less likely to rise than previously thought has been reflected in […]

Crowdfunding’s Exciting Week Ahead, But Banks Belong To Past

An exciting week ahead begins in Oxford “Crowdfunding is an important part of the future for UK business – especially small and medium-sized enterprises, which employ 47 per cent of the UK work force,” says Nicola Horlick, CEO of Money&Co. Nicola heads off with a senior team for Oxford today. Ahead of the Money&Co. executives […]

Bad Banks Are Very Bad Indeed – But There Is An Alternative

A timely, trenchant book, published by Random House “Bad Banks: Greed, Incompetence and the Next Global Crisis” is well-written, well-argued and well-timed. Daily Mail City editor Alex Brummer pulls no punches as to how the UK’s banks have failed and continue to fail us all in abysmal fashion. Here, he sums up Barclays Bank’s recent conduct: […]