Tag Archives: FinTech

Interest Rate Rises To Float Deposit Account And P2P Boats

The story of alternative finance is, perhaps unsurprisingly, a story of continuous parallel development. The alternative world develops and influences the mainstream. The genesis of peer-to-peer (P2P) finance was born of the need for alternative funding (and for lenders, yield source) not to be found in the mainstream. P2P loans of course are very different […]

Cryptos Coming Soon – To High-Street ATM Near You

Following on from yesterday’s News story, we’ll know when cryptocurrencies have truly arrived once we cannot get away from them. As good a measure of common availability is their increasing accessibility in the hight street, via ATMs. Our friends at the Fintech Times report a follow-up ale to yesterday’s news. Cryptocurrencies’ rising popularity has seen […]

CBI’s FinTech Stimulus For UK Business – Plus Loan Auction Latest

We are well past the new-kid-on-the-block era for alternative funding of UK businesses. Peer-to-peer (P2P) finance has evolved into a sector where most of the successful players look for profitable niche lending (in Money&Co.’s case – property-backing, music rights and litigation finance). But the broad-brush picture still sees a need for alternative funding. Witness the […]

FCA Finds Challenger Bank Behaviour… Unchallenging – Plus Loan Auction Latest

There’s outright criminal, unlawful, dodgy and – on the far side of the border of what’s OK –  there’s illicit. We’re pleased to see, thanks to a report from our friends at Crowdfundinsider, that a recent report published by the top UK financial watchdog, the Financial Conduct Authority (FCA) that there’s nothing profoundly illicit going […]

Euro Deal Highlights UK’s FinTech Funding Attractions – Plus Loan Auction Latest

The UK remains a prime venue for raising Fintech funds, the disruption of Brexit notwithstanding. Our friends at Finextra report on a UK raise for a Continental company in the Fintech sector: Qonto, the French scaleup offering a business account to European SMEs, has raised €5 million in just 6.5 hours on crowdfunding platform Crowdcube. […]

Open Banking’s Next Step – Plus Loan Auction Latest

It’s rare that a genuinely original idea comes along. And the essence of originality is often simplicity. We like the look of this simple, logical extension of the open-banking principle. We’ll be watching this one carefully. As reported by our friends at Altfi. Challenger bank Shawbrook has come up with a unique proposition to encourage its customers […]

IMF: FinTechs Present Regulatory Challenge – Plus Auction Latest

A little bit of high-grade tittle-tattle, otherwise known as research from an august international financial institution, as we head for the Easter break. Digital banks and FinTechs are set to create pressure on the mainstream, as a new report from the International Monetary Fund (IMF) illustrates. Our friends at Finextra showcase the IMF’s findings: The […]