Income-dependent investors need to target yield like never before in recent years. Our friends at P2P Finance News report that “interest-starved savers have been hit with more bad news after inflation hit a five-year high.” This latest news piece is written on the back of retail-price inflation rising to three per cent, and it calls […]
Summer beckons. The seasons are changing. Here, we make a case against seasonal investing – we believe the time to invest (if you invest in a high-yield product) could well be now. In finance and savings, the seasons are changing too. The end of the last tax year in early April saw the usual rush […]
P2P Finance News reports on a “toxic combination” of rising inflation and low cash-deposit rates for savers. Recent statistics show retail price inflation shooting up to 2.3 per cent. That outstrips the returns available from cash deposits. According to Money Facts, the best instant-access deposit account pays just 1.1 per cent. To get a return […]
It’s time to “wake up and smell the coffee” for investors and savers, according to a report from our friends at P2P Finance News. A recent article (from which we run an extended excerpt below) reports on troubling times for income-dependent savers: “Savers are being urged to “wake up and smell the coffee” as inflation hit […]
We start the week by examining contradictory signals as to where the alternative finance industry is going, and what is driving it. We have consistently stated that investors in the peer-to-peer (P2P) asset class (known in plain English as “lenders”) should consider security and access to capital, as well as the yield that P2P loans […]
As interest rates remain stubbornly in the Doldrums, the search for income becomes more of an imperative. Money&Co.’s CEO, Nicola Horlick, looks at this imperative from the perspective of the pension saver in today’s blog. And we thought we’d revisit our news coverage of what we have consistently described as the Great Savings Robbery. Here’s […]
Dear lenders and readers, we draw to your attention the following article in the online arm of The Mail: “Cautious savers are missing out on extra income because they are keeping money in accounts paying paltry rates of interest. “Research by Saga estimates that over-50s hold more than 80 per cent of their cash in […]