The answer is out there. The latest HMTC statistics show that of the £585 billion Individual Savings Account (ISA) market, cash ISAs are one the wane – with a capital flight of some 40 per cent from cash to other investment classes. One of the best and most appropriate asset classes is the peer-to-peer (P2P) […]
We’re all set to roll out a series of loans for inclusion in an Innovative Finance ISA (Individual Savings Account). The average gross yield achieved by Money&Co. lenders across some £10 million of loans facilitated since 2014 is 8.6 per cent (7.6 per cent, net of our 1 per cent charge). Other new loans, and […]
We focus once more on the excellent new guide to peer-to-peer (p2P) lending from Orca Money. This element outlines the benefits and the risks of this asset class. Visit the site to download a free copy. Benefits In a low-yield environment, P2P can offer stable, predictable, risk-adjusted returns. P2P investments offer average annual returns of […]
Peer-to-peer (P2P) lending is a simple mechanism with a fancy name. It’s as simple as can be, because P2P is no more and no less than a credit union, a very old form of finance – where people club together and extend credit to worthy individuals or businesses. The fancy name comes about because in […]
Our friends at Orca Money have produced a thorough and helpful – some might say “killer” (sorry) – guide to the peer-to-peer (P2P) lending sub-sector of crowdfunding. We like the work, and will be running some instalments over the coming days. Here’s a chunk. The guide is available for free for visitors who visit the […]
The alternative finance sector still faces a fight to get its message out, and to be accepted as a “respectable” asset class – especially by the financial intermediaries who advise individual investors. Persuading Independent Financial Advisers (IFAs) is an important next step, it seems. Our friends at P2P Finance News report on a survey by […]
Our friends at the crowdfunding intelligence platform, Orca, point out the pleasing progress made by the peer-to-peer (P2P) lending sector. “Over £10 billion has been cumulatively lent across 23 UK P2P platforms. In the first half of 2017 alone, over £2 bn was invested through P2P; a result of the diverse range of products available […]
One of the more thoughtful sites on the alternative financial scene is Orca Money, a relative newcomer based in Northern Ireland. Orca has objectives very similar to our own. It seeks for transparency of data, reliable and uniform reporting standards – and it seeks to bring about a wider public and professional understanding and acceptance […]
Today we revisit a news piece from our friends at Orca, a news aggregation site focused on crowdfunding and alternative finance. Given the imminent launch of our Innovative Finance Individual Savings Account (IFISA), the site’s interview with Money&Co.’s CEO, Nicola Horlick, is worth a second look. Orca spoke to Nicola late last year. Little has […]