Tag Archives: P2P lending

Happy New (Tax) Year! Transfer Window For 7% ISA Yield Still Open

The new tax year has begun, and we are delighted to say we’ve attracted many new lenders, and facilitated a large volume of credit for our borrowers. But the Individual Savings Account (ISA) season is not over. Investors can transfer their Stocks and Shares or Cash ISAs to an Innovative Finance ISA. Money&Co.’s ISA has […]

The Benefits Of Spreading P2P Risk – Plus Loan Latest

After yesterday’s examination of access to investment, today we look at risk. A recurring theme of our news coverage and investment commentary is the benefit of diversifying risk (see, for example, the video on lending on this page). Rather than dash for growth, we have taken a conservative approach to borrowing. That strategy has helped […]

Cryptocurrencies, ICOs – A New Book, A Podcast, And P2P Loan Latest

The investment story of the autumn and winter has been the rise and rise (and fall and fall) of cryptocurrencies, with Bitcoin at the fore. As we’ve pointed out before, the area of cryptocurrencies is volatile, but, if it can be linked to real assets, potentially interesting. Here’s how the Daily Express reports the latest […]

Government Ring-Fences P2P From Banking Bureaucracy – Plus Loans Latest

Banking is a tricky and complicated business involving lots of paper and bureaucracy. Banks might try to pretend otherwise, but we all know this is so. So it’s a relief that there’s no chance of the registered lenders on this platform turning into bankers by default. Money&Co. brings lenders seeking good return on capital together […]

The Pluses Of P2P Portfolio Management

With yesterday’s successful closing of a £250,000, five-year, B+ loan, we thought we’d focus on the managed portfolio service. More loans are coming online shortly, and that provides further opportunity for diversification and loan portfolio management. The managed portfolio service aims to generate gross income of 8 per cent (7 per cent net of charges) […]

New A-Rated Loan Offer Is Launched

We welcome the first of a series of new loan offers on site today. Regular lenders will be familiar with this tranche of credit. Below we offer an excerpt from the borrower’s pitch. The usual disclaimers apply: while we have used our best efforts to ensure that the statements below are true, we cannot warrant […]