The new business year has begun with the usual rash of predictions from pundits talking their own book. One of the less partial and more interesting comes from an opinion piece published in AltFi. The prediction of closer union between mainstream asset management and platform lending is well argued, and such a development will serve […]
Today, we offer a reminder of the attractions of our managed portfolio service, where all the loans are selected for subscribers committing £100,000. Clients of the Money&Co Portfolio Service have access to loans with a typical fixed return of 7%, without the need to manage a portfolio of loans. You will receive a quarterly statement […]
As we bring on new lines of lending (see this week’s News stories) and head towards £20 million facilitated, we thought it would be good to revisit the basics. How do you go about lending and getting those attractive returns (once you’ve acquainted yourself with the risks, of course)? Here’s how. See this page also […]
Our friends at P2P Finance News report on a matter we’ve been leaving to others, for obvious reasons: Money&Co.’s CEO Nicola Horlick’s political career, and her failure to be elected as an MP in last week’s General Election. Politics may be in turmoil, but it’s very much a steady state here. Horlick did at least […]
Regular visitors to this site that will be aware that we monitor and regularly report on the evolving relationship between platform lending and mainstream finance. The investment vehicles that rushed in early and took stakes in platform lenders at high valuations have had some tough times. There will be more ups and downs before this […]
As the country goes to the voting booths, the continuation of platform lending here is one of the few certainties. We’ll continue to bring individuals seeking a good return on capital together with carefully vetted small businesses seeking funds for growth. Platform lending can be a lucrative activity. The average yield achieved by our registered […]
The extra scrutiny of the platform lending sector is set to bring some welcome shaking out. There are many excellent operators in the sector, and the prudently run operations will survive – and, indeed, thrive. With no further comment, we offer a recent report from AltFi. Plum, the AI-powered savings app, has ended its partnership with […]
Call it platform lending, marketplace lending or peer-to-peer (P2P) lending, the loans facilitated in our sector are a new asset class. The novelty of platform lending has contributed to a classic case of the syndrome known as fear of the unknown. There have been some high-profile failures in the sector. The lesson we’ve learned from […]
Today, we offer an excerpt from an interesting take on regulation from our American cousins. This opinion, piece, in Forbes magazine, deals with the regulation of digital assets and financial synthetics – but it offers a different way of looking at things during a period of change in the regulation of financial markets, including alternative […]
Leading journalist Jeff Prestridge paints a damning picture of the UK’s “supposed financial watchdog”, the Financial Conduct Authority (FCA) in The Mail On Sunday. The essence of the argument is that the FCA could and should do more. The failure to spot the shortcomings of the London & Capital Finance bond offering looms large. We’ll […]