It’s Individual Savings Account (ISA) season. The main preoccupation of peer-to-peer (P2P) lenders such as Money&Co. is to make individual investors aware of the benefits and risks of P2P loans ahead of the end of the tax year on 4th April. As we saw in yesterday’s News story, the P2P asset class is not necessarily […]
It’s that time of year again. After a relatively slow start for Innovative Finance Individual Savings Accounts (IFISAs – see an earlier News article on this topic) the awareness and popularity of the IFISA could be set to soar. It’s important to balance risk against the good returns (Money&Co. lenders have achieved over 8 […]
Hello. As we head into the week end, we thought it appropriate to remind our readers, users and lenders that Money&Co. has launched the Money&Co. Portfolio Innovative Finance Individual Savings Account. The account is managed by Bramdean Asset Management (an FCA-regulated fund management business). This allows investors to commit capital to an ISA and the loans […]
Our latest, A-rated five-year loan, property-backed and with a fixed yield of 8 per cent, is 65 per cent filled as we write. Several new loans are expected on site shortly – so we thought it might be helpful for casual visitors to learn the simple process (set out below) of how to lend. Click […]
We have a new loan offering available on site with more in the pipeline. The current offer is detailed below: Project Seascape, tranche 7, is a £150,000 offering. It is already 30 per cent funded, risk-rated A, and secured against German property. It offers a fixed-interest yield of 8 per cent over a five-year term. […]
We are pleased to announce the closure of our latest A-rated loan offering. This property-backed offer had a term of five years and a fixed yield of 8 per cent. More loans will be on site soon. Below, we examine just how attractive the returns are in today’s environment. Cash deposits that qualify for Individual Savings […]
The Individual Savings Account is one of the best onshore tax breaks available in developed investment markets. Individuals can commit up to £20,000 per annum, tax-free. Money&Co. lenders have achieved an average return of over 8 per cent in the four years and nearly £11 million of loans facilitated on site. That yield – and […]
We’re pleased to announce a new loan on site – the latest tranche of a familiar business offering. The purpose of the loan is the acquisition of a financial services business. The offering is rated A, and offers a fixed-rate yield at 8 per cent. The process, for the moment, is more complicated than it […]
The end of the tax year is approaching. For investors who want to enjoy the tax-free advantages of the Individual Savings Account (ISA), the waiting is over. Now, it’s very much a case of use it or lose it. Monies must be committed by 5 April – if not, the opportunity is lost for good. […]
What’s the average yield on a peer-to-peer (P2P) loan? How do you get a quick, fast P2P loan? What does P2P borrowing entail? All these questions – and many more – are answered on site in the Knowledge Hub at the foot of most pages (Click on “About P2P”, “About Crowdfunding”). For lenders looking to […]