Tag Archives: risks

A Golden Rule Of Crowdfund Lending

The recent Cambridge University and EY report, benchmarking alternative finance across Europe, has had us all at Money&Co. looking in greater detail at the crowdfunding scene abroad. We found some excellent commentary, and a witty graphic, from our friends across the Channel in France. This article [in French] makes several sound points. The most important, […]

Lenders Should Take A Long Look At P2P Risk

Ahead of a large new loan coming to the Money&Co. site this week, we thought that we’d focus on the risks of peer-to-peer (P2P) business lending (also known as marketplace lending). Our philosophy is all about bringing people and businesses together, to provide potentially excellent returns for lenders, and to facilitate capital that quality companies […]

Money&Co. Enters The Fray – Mail On Sunday

The Mail on Sunday highlights Money&Co. in a recent report on the peer-to-peer lending sector of crowdfunding. The newspaper recently interviewed our CEO, Nicola Horlick, and says that she “recently entered the fray with her own platform, Money&Co, offering lenders from 6 to 10 per cent depending on a borrowing company’s risk rating. Her platform […]

Reasons To Be Fearful – And Cheerful!

Let’s start with the fear.  Equity crowdfunding can be a downright dangerous rollercoaster ride. The UK’s financial watchdog recently gave a stark warning to anyone considering investing in equity crowdfunding, according to a report in the Financial Times (subscription may be required). The piece deals with crowdfunding sites that aim to attract direct equity investment […]

Crowdfunding Savers – No “Terrifying Possibility” Just “Decent Rates”

Geeting our point across – Money&Co. CEO Nicola Horlick spreads the word on crowdfunding  The message is clear: low interest rates are creating huge problems for savers and investors dependent on deposit account yields (as reported here earlier). People dependent on income from annuities (fixed-income instruments that used to be an automatic accompaniment of a […]

Money&Co. Breakfast: Lenders Get Coffee, Croissants, And New Levels Of Awareness

Lenders leaving our Bruton Place offices after coffee, croissants and credit analysis This week’s lenders’ breakfast at Money&Co.’s Mayfair offices was an engaged and engaging affair. The senior members of the Money&Co. team were all there. CEO Nicola Horlick gave a short talk about our business – using state-of-the-art technology to create funding for our […]

AVIVA Survey Shows SMEs Need Help Finding Alternative Finance Funds

It’s finance, folks, but not as SMEs know it… British small and medium-sized companies are in Donald Rumsfeld territory. See below his famously contrived, yet logical, disquisition on knowledge and its practical use in statecraft: “There are known knowns. These are things we know that we know. There are known unknowns. That is to say, […]