It’s that time of year again. After a relatively slow start for Innovative Finance Individual Savings Accounts (IFISAs – see an earlier News article on this topic) the awareness and popularity of the IFISA could be set to soar. It’s important to balance risk against the good returns (Money&Co. lenders have achieved over 8 […]
It’s no secret that we’ve been lining up new loan offerings, and that these attractive, property-backed creatures will be landing imminently on site. It’s at such times that a moment of quiet reflection and reappraisal is essential. We believe at Money&Co. that the key factors of asset appraisal for any investor’s consideration are security, access […]
Savers frustrated at low interest rates from cash accounts can boost their returns and provide British businesses with the growth capital they need by investing in peer-to-peer (P2P) loans. If the loans are held in a Money&Co. Innovative Finance ISA (IFISA), the excellent returns, many times the average ISA-eligible cash deposit account, can be enjoyed […]
With new loan offerings landing imminently on site we revisit a recurring theme of our reporting on the peer-to-peer (P2P) business lending scene: the key factors of asset appraisal – security, access and yield. Let’s use these criteria to scrutinise our own P2P loans (average gross yield of over 8 per cent across £11 […]
We’re pleased to announce a new loan on site – the latest tranche of a familiar business offering. The purpose of the loan is the acquisition of a financial services business. The offering is rated A, and offers a fixed-rate yield at 8 per cent. The process, for the moment, is more complicated than it […]
The Daily Express offers a good review of the rewards and the risks of Innovative Finance Individual Savings Accounts (ISAs). Money&Co. is very active in this sector, and the newspaper quotes CEO Nicola Horlick, who says our 7 per cent target-yield Innovative Finance ISA “offers savers relief after years of near zero interest rates. “You […]
As we review the good returns available from our latest loan offering – with more in the pipeline – we revisit the alternatives. Money&Co. has conducted research that reveals the average return on Cash ISAs. Bear in mind that the current rate of retail price inflation in the UK stands at 3 per cent. The […]
Review the savings market, and you’ll find good news. Savers who may be frustrated by record low interest rates on cash Isas can now earn more than 7 per cent a year, tax free, by investing in the new Innovative Finance Isa from Money&Co., reports the Daily Express. See below: “This pioneering Isa gives savers […]
What is a good investment in today’s market? How do you judge the value of an asset? A high yield often means a high level of risk. The best investment is difficult to find and appraise. The crowdfunding market is young, and like many infants, quite unruly. But the problems are being addressed – and […]
As the Individual Savings Account (ISA) season gets into full swing ahead of the close of the tax year in April, we’ve been contacting some of our registered lenders – especially those with a chunk of capital parked in their account and not earning interest. It’s our role to vet borrowers very carefully, make sure […]