Crowdfunding is such a young industry that the names for the things we do aren’t properly established. A common mistake is to confuse equity raises for the whole of crowdfunding. At Money&Co., we bring businesses together with people, via our high-tech platform. Lenders can get excellent returns on capital, and businesses receive the money they […]
This Is Money, the personal finance platform, runs an interesting piece on what it calls the person-to-person marketplace, which it anticipates will be worth £230 billion in a decade. This general article is well worth a read. It looks at the way technology allows us all to be better connected, and examines the economic efficiencies […]
We have some exciting deals in the Money&Co. pipeline of loan offerings. But how do would-be lenders pick a borrower that suits? One factor to consider is risk. Our credit-analysis process rates the borrowing companies on the inherent riskiness of the business, based on a large number of factors written into the Money&Co. credit algorithm, […]
What is a good investment in today’s market? How do you judge the value of an asset? A high yield often means a high level of risk. The best investment or loan is difficult to find and appraise. The crowdfunding market is young, and like many infants, quite unruly. But the problems are being addressed […]
The Discovering The Power Of The Crowd conference line-up certainly underscored its stellar status in the world of alternative finance with the addition to the speakers’ list of Goncalo de Vasconcelos, the co-founder of crowdfunding equity platform, Syndicate Room. As well as leading his award-winning business, Goncalo is a former academic and a respected contributor to […]
Our misson at Money&Co. is to bring people together with businesses. The idea is to provide borrowing businesses with the capital they need to grow, and to obtain an excellent return for our lenders. The average return for Money&Co. lenders so far is 8.8 per cent. Our vetting process for borrowers is conservative: we require […]
Leading financial media organisation, City A.M., crowdfunding data benchmarker, CrowdneticUK, and alternative finance intelligence platform, Another Crowd, are pleased to announce the line-up for a ground-breaking conference on crowdfunding to be held at London’s Royal Automobile Club on 28 May. The conference (you can book here – with a £40 CityAM reader discount) will feature Money&Co.’s […]
Troubling news for our cousins in the rewards-based sub-sector of crowdfunding. The Financial Times reports that “the European Commission is seeking to impose value added tax on rewards from crowdfunding – prompting warnings that the levy could prevent start-ups from using this accessible form of alternative finance. “Proposals to levy the purchase tax on crowdfunding […]
Leading financial media organisation, City A.M., crowdfunding data benchmarker, CrowdneticUK, and alternative finance intelligence platform, Another Crowd, are pleased to announce the line-up for a ground-breaking conference on crowdfunding to be held at London’s Royal Automobile Club on 28th May. “The basic idea is to provide a high concentration of top-quality individuals and companies in […]
It’s something of an anomaly, but maybe it’s a good one. Journalists are able to say more about lending to companies than the crowdfunding peer-to-peer debt platforms (such as ourselves) are allowed to do. This recent piece in the Telegraph makes a direct comparison between buying shares and making loans to companies that we […]