Monthly Archives: January 2022

Watch Out For Crypto And CBDC Scams

Regular visitors to this News site and its related blogs will know we take a keen interest in cryptocurrencies and their digital currencies (which are not cryptocurrencies) Central Bank Digital Currencies (CBDCs). Here’s a recent blog on what we think CBDCs are a coming thing, like them or not.  So we were interested in what […]

This ISA Season Set To Be A Softly, Softly Affair

The Individual Savings Account (ISA) allows individuals to save as much as £20,000 per annum into cash deposits, shares or peer-to-peer (P2P) loans – and take the benefits of their investments tax-free. The deadline for investing is the end of the tax year, on 5th April, and we are now entering what’s known as the […]

P2P Sector Reacts To Watchdog Scrutiny Of High-Risk Investments

The top financial watchdog, the Financial Conduct Authority, has published a paper on proposed regulation of the way high-risk investments are promoted. Our friends at P2P report the news this way: The Financial Conduct Authority (FCA) said it is planning to ban the promotion of investor incentives, such as new joiner or refer-a-friend bonuses, to […]

P2P Lenders Can Forge Ahead In Difficult Economic Climes

There’s a strong body of opinion among economic commentators that the UK is embarking upon a difficult period. High inflation, a struggling small-and medium-sized business sector and a woeful lack of leadership from government betoken tough times ahead. Money&Co., thanks to its policy of cautious lending and pursuing asset-backed and other specialist niche deals, is […]

UK Government Moves To Regulate Crypto Gold Rush

Rapidly expanding new asset class, or dangerous speculative gold rush? Cryptocurrencies have been grabbing the headlines with the wild fluctuations of the prices of its leading players. That’s attracted attention and big speculative – without, as speculation implies, necessarily an appreciation of the risks involved. The UK government is now moving to make it more […]

Niche Lending Policy Helps Protects P2P Lenders From Market Swings

The insulating effects of our niche lending policies – avoiding the rollercoaster credit ride of the general economy – are becoming clear. Our friends at P2P Finance News report: Peer-to-peer lending chiefs are predicting a rise in defaults for unsecured loans this year but not for asset-backed facilities. The Bank of England’s latest credit conditions […]