Monthly Archives: December 2016

2016 Season’s Greetings

Season’s greetings to all our lenders, borrowers and readers. Money&Co. will be back with more offerings, and more news of crowdfunding and alternative finance after the holidays.    Loan Latest Our latest loan offering, from, is A+ rated, and is property-backed – ie, it is secured against property. It is currently 55 per cent […]

SME P2P Borrowers Follow Mecmesin Trail

The Telegraph runs a feature on what peer-to-peer (P2P) lending can do for small and medium-sized enterprises (SMEs). We run a short extract below, and suggest that you look at the type of loan we’ve been doing for our SME borrowers from an early stage. The Mecmesin £1 million loan, back in 2014, was believed […]

Hopes For UK FinTech Future – Plus Loan Latest

What future for FinTech? We’re in a vibrant, peer-to-peer (P2P) business lending sub-sector of the industry, and our hopes are high. So we were encouraged by a report from Credit Strategy, which relayed comments from a recent FinTech conference. “Stefan Franzke, chief executive of Berlin Partner for business and technology, was complimentary about the importance […]

Non-performing Loan Sale Highlights Transparency Issues

Risk and its clear explanation – otherwise known as transparency – have dominated the peer-to-peer (P2P) business lending scene in the last few weeks. We have covered risk awareness amongst lenders in the light of the recent FCA statement, reminded lenders of the importance of access and security as well as yield, and amplified calls […]

P2P: UK Leads Europe – Plus Loan Latest

Fund management magazine, AlphaQ, runs a reprise of recently published research from KPMG and platform TWINO. The news paints a picture of a robust industry. “The report shows that the UK still leads the way in alternative finance, with four times higher volumes in aggregate than the rest of Continental Europe. Despite this, the key […]

Liking Those Potatoes? Crowdfunding Crossover, Loan Latest

The crowdfunding industry is definitely entering a new phase. The traditional split of “mainstream” crowdfunding consists of the following categories: projects, peer-to-peer (P2P) business lending, and equity raises. Project financing can have an altruistic tint: commit capital and help fund a charity, a book, even – famously and frivolously – a potato salad for a community barbecue. […]

AltFi ‘Still Not Transparent Enough’ – Plus A+ Loan Latest

Julia Groves is one of crowdfunding’s leading figures, a force for good in alternative finance in our opinion, and, we also like to think, a friend of this platform and its values. Julia argues in a typically pithy opinion piece in today’s AltFi that alternative finance in the UK is still not transparent enough. “Alternative […]

Equity Crowdfunding’s Teething Problems – Plus Loan Latest

The crowdfunding industry is maturing. Insider Media reports the first exit from a start-up for which our friends at SyndicateRoom raised cash. This is the first “exit” for one of Syndicate Room’s companies: “A Cambridge-based medical technology platform whose products are designed to address the fear of needles has been acquired by a US manufacturer providing […]

Risk Awareness In P2P – Plus Latest On A+ Loan

Risk awareness is the hot topic in peer-to-peer (P2P) business lending at the moment. We’re currently seeking feedback from lenders – and borrowers too – in an attempt to ensure that we’re doing everything we can to be transparent and lucid in our explanation of the risks as well as the benefits of P2P loans. […]