Monthly Archives: May 2016

P2P Questions Have Simple Answers: Transparency, Simplicity

Thanks to our friends at the crowdfunding intelligence platform, Another Crowd, for a measured response to criticism – some of it justified, some just plain daft – of the peer-to-peer business lending sub-sector of crowdfunding. We reproduce Another Crowd’s most recent article in full: “The financial press is asking difficult questions about US marketplace lenders’ business […]

SME Alternative Funding – Key Questions Answered

Are you looking for funding for your business? Growth Business offers a primer to small and medium-sized enterprises (SMEs) looking for alternative finance. It’s a clearly written article, with sensible commentary in it. We reproduce excerpts below, with glosses for SMEs looking to get funding via our own platform. For detail of how we bring […]

The SME Revolution In Debt And Equity Funding

We’re talking about a revolution. Well, Luke Davis, co-founder of Money&Co. and CEO of equity-raise specialist firm, IW Capital, is. Here, courtesy of our friends at Business Quarter, he looks at “the hugely important role alternative finance has in filling the finance gap left behind as banks withdrew their SME lending options. “Britain is on […]

Crowdfunding, British Business Bank – And Mixed Messages

It’s not quite the seething mass of contradiction offered by the Brexit debate, but the crowdfunding and alternative finance scene is certainly not short of mixed messages. Yesterday’s story on the Deloitte report suggesting that banks wouldn’t be facing that stiff a competitive challenge from peer-to-peer (P2P) business lenders is followed by a tale of […]

P2P Sector Must Show Grace Under Pressure

If courage is grace under pressure, as the American writer Ernest Hemingway put it, then now is the time to demonstrate some pluck. It took a while, but the fallout from the problems of Lending Club, the flagship for peer-to-peer (P2P) lending in the US, has started to rumble through the media. What happens to […]

Crowdfunding’s Name Game

TechCrunch runs a piece on nomenclature – ventilating an argument we’ve been airing for some time. The industry needs to be more precise in its terminology, as loose usage creates confusion. At Money&Co. we operate in a sub-sector of crowdfunding. Our commercial activity is to bring individuals together with carefully vetted small companies seeking to borrow […]

The Meaning Of Strife: Lending Club’s UK Impact

What do recent events at Lending Club, a leading peer-to-peer (P2P) lender, mean for us in the UK? Money&Co. engages in P2P business lending, putting individuals together with carefully vetted small and medium-sized enterprises (SMEs) to provide good returns for lenders and much-needed funding for borrowers. The financial world is inter-connected, and it’s reasonable to […]