Our friends at Growth Business UK remark on the state of the alternative financial industry’s challenge to mainstream banking. “Banks no longer hold a monopoly on finance, with new products such as crowdfunding and tax-efficient investment schemes allowing businesses to access vital growth capital without the added burden of time-consuming regulatory red tape. For Britain’s […]
BQ runs a sponsored piece from a specialist lender, which we thought we’d bring to your attention. Alternative funding sources for business, be it via the Alternative Business Funding hub, or via the British Business Bank, is a subject close to our hearts here at Money&Co. See this story on the ABF hub, and this […]
The latest A+ property-backed loan offering from webuyanyhome.com closed this week. It did so amid a flurry of bids. The borrower, naturally, accepted the cheaper offers of credit, which knocked out many of the more highly priced offers made at the beginning of the process. In the early stages of the auction, the gross indicative […]
The advent of the new Innovative Finance Individual Savings Account (IFISA) is bringing the peer-to-peer (P2P) lending sector a considerable amount of media attention with, it seems, lots of investors’ money to follow. We’ll be rolling out our own IFISA soon. But it’s not as simple as just launching a new product. The IFISA and the […]
Today, as our latest A+ property-backed loan offering closes, we look at what the future holds. Our communications director, award-winning journalist and author, Martin Baker, is writing a follow-up to his highly acclaimed first book of satirical financial essays, A Fool And His Money. Getting Fooled Again? asks whether the financial world is making the same […]
The Innovative Finance ISA launched just under a year ago, but most lending platforms are still unable to offer it as they require full FCA approval in order to do so. As the larger lending platforms receive their FCA approval, investors will begin to hear more about this interesting option in the ISA market. Investors […]
We’re pleased by the demand for the latest webuyanyhome,com loan offering on site. We’ll let the demand speak for itself (subject to risk warnings, see below). But today we take a peak over the crowdfunding fence at equity investment, where Proactive Investors report encouraging news via research commissioned by leading equity platform, SyndicateRoom. SyndicateRoom’s CEO, […]
We’re very busy behind the scenes here, looking to launch a property-backed Innovative Finance Individual Savings Account (IFISA). Regular visitors to our site will be aware of this, and the anticipated influx of cash that IFISA launches will precipitate. Meanwhile, the really big beasts in crowdfunded peer-to-peer (P2P) lending are vying for the title of […]
Our friends at AltFi carry an opinion piece from an industry player claiming that Cash Individual Savings Accounts (ISAs) should be retired. We’re not quite sure we’d go that far, but the points raised are interesting to us. Not least as we are looking at preparing an IFISA (see below) with property backing and a […]
The Financial Times reports on a flourishing FinTech market – although the potential consequences of Brexit appear to be a concern. We run an extended excerpt below. You can subscribe here – quality journalism of the type offered by the FT is something we strongly recommend in a world where ”alternative facts” are bandied about. […]