Our latest loan offering is A-rated and property-backed with a fixed-rate yield of 8 per cent, and a term of five years. It’s currently 25 per cent filled. We are offering a reprise of investment facts and tips available on site ahead of the imminent arrival of new peer-to-peer (P2P) loans. See this, on risks […]
The week end produced a decent crop of news stories on crowdfunding and its peer-to-peer (P2P) lending sub-sector. We thoroughly recommend the regular news briefings of alternative finance and investment intelligence platform, Another Crowd, for those wishing to keep themselves informed of events in P2P, equity and, occasionally, project crowdfunding. Another Crowd, we understand, is […]
Levels of awareness of and trust in alternative finance need to rise, as we reported yesterday. We bring together small companies seeking funds to grow with individual lenders seeking good returns on their capital. But recent research shows that small companies, who often don’t like banks, still don’t seriously consider alternative sources of finance, such […]
We welcome clarity. A simple idea, clearly expressed, is a beautiful thing. So we thought we’d revisit the basics, and clarify what it is that Money&Co. does. We bring people looking for a good return on their cash together with carefully vetted businesses seeking funds to grow. This is a sub-sector of what’s commonly termed […]
It’s always good to re-acquaint oneself with fundamental truths. One such, we contend, is the notion that there is no profit without risk. Here are a few more, lifted from our Knowledge Hub. We suggest a read before availing yourself of the very considerable opportunity for tax-free investment presented by the increase in tax allowances […]
We are delighted to announce the launch of Money&Co.’s Innovative Finance Individual Savings Account (IFISA). The IFISA was introduced on 6 April 2016, but there have been relatively few on the market, as the regulators have withheld the full permissions necessary to market and manage an IFISA. An IFISA is essentially a tax-wrapper that allows registered […]
The latest A+ property-backed loan offering from webuyanyhome.com closed this week. It did so amid a flurry of bids. The borrower, naturally, accepted the cheaper offers of credit, which knocked out many of the more highly priced offers made at the beginning of the process. In the early stages of the auction, the gross indicative […]
The advent of the new Innovative Finance Individual Savings Account (IFISA) is bringing the peer-to-peer (P2P) lending sector a considerable amount of media attention with, it seems, lots of investors’ money to follow. We’ll be rolling out our own IFISA soon. But it’s not as simple as just launching a new product. The IFISA and the […]
The latest loan offering on site is closing in three days’ time, and is now 97 per cent filled. The borrower is the well-known SME, we buyanhome.com, and the loans are secured against the houses bought (ie, it is property-backed – a key factor in generating an A+ credit rating). As we come to the […]
At the start of what promises to be a very exciting year with lots of forward movement, we take the opportunity to go back to basics. Below is an excerpt from the Money&Co. Knowledge Hub – we believe this is essential reading, the intellectual foundations of building an asset base via a crowdfunding platform. Take […]