Monthly Archives: October 2015

FCA Chair Sees Crowdfunding Regulation In Need Of Direction

FT Adviser reports on the increasingly hot topic of regulation in crowdfunding. The potential ramifications of the testimony of the chairman of the Financial Conduct Authority before the Treasury Select Committee.   “The chairman of the FCA has expressed concerns about peer-to-peer lending which he said was starting to look like banking, with one MP […]

Problem Solving And Financing For SMEs Revisted

It was a real pleasure to help design the agenda for the recent conference, Alternative Finance: New Solutions To Old Problems. The event was sponsored by Cubism Law, which played a leading role in framing the terms of the conference. Following Cubism Law’s lead was a host of significant players in the alternative finance sector, […]

Alternative Finance Has 2 Trillion Future – WEF

These are exciting times for the peer-to-peer lending sub-sector of crowdfunding, as a recent speech and a new report indicate. The P2P sector – that’s the space we inhabit at Money&Co. – is regulated by the Financial Conduct Authority (FCA), the UK’s leading regulator of financial services. The FCA has been widely and rightly praised […]

Women Entrepreneurs Have Best Business Chances In 30 Years

Several media outlets carry coverage of last week’s women in business event in Bristol, at which Money&Co. CEO, Nicola Horlick, spoke. “It’s the best time in 30 years to launch a business, former City ‘superwoman’ tells entrepreneurs,” runs the headline in Swindon Business News. The conference dealt with broader issues, but did focus on emtrepreneurship […]

Crowdfundinsider On Women In Finance, Money&Co., And Nicola Horlick

Crowdfundinsider caught up with Money&Co. CEO, Nicola Horlick, at a recent crowdfunding conference. Below we offer an excerpt of the resulting feature, which focuses on women in finance and technology. “Thirty-two years after starting her career in London, Nicola Horlick is still often the only woman in the room. Although she notes that is not a […]

P2P Lending ‘Brilliantly Innovative’ Says Government Minister

FT Adviser carries a report of welcome words from City minister Harriett Baldwin. Ms Baldwin has branded peer-to-peer lending a “brilliantly innovative new form of finance – which we want to see continue to grow and evolve.” “In a speech to the Peer-to-Peer Finance Association (P2PFA) Ms Baldwin said peer-to-peer lending can plug the funding […]

Innovative Finance ISA Will Prove Popular With Investors

Almost half of everyday investors would consider investing in peer-to-peer when the Innovative Finance ISA launches next April, reports the Western Morning News. The newspaper highlights industry research indicating “that the new ISA will expand the market by as much as a third (33 per cent) as investors seek to utilise the tax advantages available […]

London FinTech Boom – And Our Guide To P2P Borrowing

Industry intelligence platform Crowdfundinsider reports a London & Partners survey of a booming UK FinTech market. FinTech, incidentally, is an umbrella term for financial services technology – which is exactly what bringing people and businesses together via an online platform (the Money&Co. business model) – is all about. “London & Partners, a non-profit entity funded […]