Category Archives: Blog

Nicola’s Blog

2021: The Bitcoin-led Assault On The Mainstream Gets Serious

The bitcoin-led assault on mainstream finance continues. This set of prognostication comes from our friends at Crowdfundinsider. This is piece, partially featured already in our News section, is one we roundly endorse. Bitcoin (BTC) and other cryptocurrency platforms such as Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Binance Coin (BNB), Chainlink (LINK), and Polkadot (DOT) […]

We Try To Spy Out The Key FinTech Trend For 2021

Today is the final day of the prediction season for 2021. The prognostications we’ve seen are pretty standard. We agree with most of them – although of course the majority never really achieves much more than a mediocre consensus: There will be more digitisation of financial services. Mainstream banks are already following the lead of […]

Our Re-Focused Lending Outlook Re-Visited

Our friends at P2P Finance News recently asked for an update on our progress. We’ve re-focused our lending efforts into key, niche, asset-backed areas. We are happy to run their short news report: Money&Co is looking to expand its lending into TV and film rights as well as other areas of legal finance such as divorce. […]

Covid-19 Crisis, IFISAs, And The Road Ahead For Direct Lending

Money&Co. CEO Nicola Horlick has pointed to a substantial drop in Innovative Finance ISA (IFISA) inflows this years. She argues the Covid-19 crisis is a major contributor factor to the downturn. Nicola spoke to our friends at P2P Finance News, and we offer their accurate report of a recent interview as a reprise of Nicola’s […]

Identity, Money And The Future Of Digital Currencies (And Personal IOUs)

The old saying goes that in the digital world if the product is free, the payment is you. Or your information, at least. The notion that personal data is valuable is becoming more widely understood.  “Behavioural biometrics” – the way we interact with our devices – are set to replace passwords in online finance, according […]

Regulatory Rules Need To Change With The Times

These are turbulent times. We note with interest – and approval – the comments from some distinguished operatives in the equity markets. There’s a clamour in some quarter for a complete change of attitude on behalf of the regulatory authorities, who have already suspended a controversial rule more fitted to times of low volatility in […]