The story of alternative finance is, perhaps unsurprisingly, a story of continuous parallel development. The alternative world develops and influences the mainstream. The genesis of peer-to-peer (P2P) finance was born of the need for alternative funding (and for lenders, yield source) not to be found in the mainstream. P2P loans of course are very different […]
AltFi has taken the lead in research of the peer-to-peer (P2P) market across Europe. Below, we reprise a couple of salient points from AltFi’s own analysis of the data it garnered. The full article, well worth a read, can be found here. Fat margins get thinner for investors Investors in a diversified peer-to-peer lending portfolio […]
Time to remind you of a high-yield open goal (7 per cent net of charges and potentially tax-free). Money&Co.’s peer-to-peer (P2P) loans bring individuals looking for excellent returns on capital together with carefully vetted small companies seeking funds for growth. Our lenders, in the four years we have been facilitating peer-to-peer (P2P) loans, have achieved returns […]
We’re heading for the mainstream. Here’s one reason why: Our lenders, in the four years we have been facilitating peer-to-peer (P2P) loans, have achieved returns of over 8 per cent. Inflation in the UK is running near the 3 per cent mark. Set that against the fact that cash deposits that qualify for Individual Savings […]
Interest rates are low and look set to stay that way for a while. Cash deposits that qualify for Individual Savings Accounts offer an average return of 1.03 per cent, according to research carried out by Money&Co. Our lenders, in the four years we have been facilitating peer-to-peer (P2P) loans, have achieved returns of over […]
A new kid has arrived on the property block: Below we offer an extract of detail from webuyanyhome’s £250,000 offering with an 8 per cent gross yield, fixed, and an A+ credit rating. This offering may will be familiar to regular lenders. As ever, we’ve made our best effort to ensure these representations are true, but […]
We’re pleased to report a new tranche of loans waiting on the wings to come up on site. We bring together small businesses looking for funds to grow together with individual lenders seeking a good return on the loan of their capital to carefully vetted borrowers. Peer-to-peer (P2P) lending is a key part of the […]
Now is the time to review your finance to get good returns ahead of the end of the tax year. See this coverage of our Innovative Finance Individual Savings Account (ISA) from the Daily Express. This pioneering Isa gives savers access to higher returns available from peer-to-peer (P2P), lending platforms, totally free of tax. Renowned […]
The Daily Express offers a good review of the rewards and the risks of Innovative Finance Individual Savings Accounts (ISAs). Money&Co. is very active in this sector, and the newspaper quotes CEO Nicola Horlick, who says our 7 per cent target-yield Innovative Finance ISA “offers savers relief after years of near zero interest rates. “You […]
It may not be show business exactly, but it’s certainly different. See one of our television commercials, running as of today on SKY and elsewhere, featuring Money&Co. CEO, Nicola Horlick. Yes, it’s designed to drum up business – but we genuinely believe that if you understand the carefully managed risks of lending, you can get […]