Monthly Archives: November 2018

Latest Moves In Quoted P2P Market – Plus IFISA Primer

Our friends at AltFi report on moves at Funding Circle, after a “third significant fall” in the share price  of the UK’s biggest peer-to-peer (p2P) lender since its recent IPO. We have nothing to add to our comments on the IPO made before the offering became public. “Peer-to-peer lender Funding Circle has announced the appointment of Goldman […]

Advisers Take Note: P2P Set To Be Mainstream Asset Choice

Today, we offer a glimpse of the future. Our friends at Professional Adviser – always an informative read – run a far-sighted opinion piece from a member of the crowdfunding sub-sector of the “alternative” finance community. The author believes, as we do at Money&Co., that peer-to-peer (P2P) loans are a key part of mainstream finance. […]

Portfolio Service Has Property And Inheritance Tax Benefits – Plus Loan Latest

Money&Co. recently launched Money&Co. Portfolio, which allows lenders to lend through a managed ISA, a managed portfolio or a lending vehicle (designed to help mitigate inheritance tax).  The ISA and the lending vehicle make use of tax reliefs and so it is particularly important that we make every effort to preserve capital.  For these products, […]

Why We Love Property-Backed P2P Loans – The View Four Years On

Money&Co. completed its first loan in July 2014.  Initially, we focused on working capital loans to companies with a debenture over the company’s assets.  We are delighted that we have only had one bad debt since we launched the platform.  Our experience of lending via a platform has changed our view of what is suitable […]

Say Hello To Our P2P Portfolio – Plus Loan Latest

One of our property-backed loans of £425,000, with a fixed  8 per cent yield, has just closed. But what if you don’t want to do all that bidding and the attendant process yourself? Many lenders find the business investing quite complicated. We thought it timely to remind investors with a larger amount of investable cash […]