Author Archives: Martin Baker

Central Banks’ Late-Arriving Muscle Move On Digital Currency Space

As promised, more from the changing digital asset landscape. Tokens – the big “new” thing for 2021– and central bank digital currencies are leading the mainstream’s charge to catch up. Our friends at Finextra report: As part of an experimental programme led by the Banque de France, more than ten transactions on fund units, for […]

Value Stores, DeFi – And Pitfalls Ahead

Here’s the latest set of prognostications from our friends at Crowdfundinsider. As we’ve already pointed out, we believe 2021 will be the year of the digital token. A major sideshow will be Decentralised Finance (DeFi) which we find, frankly, difficult to understand… Bitcoin to Be Used More Often As Store of Value While other digital […]

Bitcoin Surge Leads Assault On Mainstream Finance

As promised, there’s more from the bitcoin-led assault on mainstream finance. This set of prognostication comes from our friends at Crowdfundinsider. Tomorrow we’ll be visiting the regulation of cryptos and digital tokens, plus the emergence of Decentralised Finance (DeFi). Bitcoin (BTC) and other cryptocurrency platforms such as Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Binance […]

We Try To Spy Out The Key FinTech Trend For 2021

Today is the final day of the prediction season for 2021. The prognostications we’ve seen are pretty standard. We agree with most of them – although of course the majority never really achieves much more than a mediocre consensus: There will be more digitisation of financial services. Mainstream banks are already following the lead of […]

Seasons Greetings – And Early New-Year News

First, we wish or lenders borrower and readers a very happy festive period – if festive it is – and a prosperous 2021. We’ll be blogging our predictions for that year here shortly. Meanwhile, we bring an early snippet of news for next year (see below). The resurgent Bitcoin is having its own second wave. […]

Storm Brews As Cryptos and Central Governments Collide

There’s a big storm brewing over the resurgence of cryptocurrencies. The adoption of Bitcoin as a means of payment by the like of Paypal has prompted some panicky measures by central government and their regulators. Finextra reports a strident move by US authorities: The US Securities and Exchange Commission is gearing up to take enforcement […]

Every Credit… Card Company Faces Legal Threat

The Fintech Times reports a story that could be massive. It is certainly underrepresented, if the suit stands a chance of success: Mastercard, one of the worlds largest cards and payment solutions providers, has been accused of allegedly overcharging 46 million British consumers during a 15-year period. A £14bn damages claim on behalf of these brits […]

Asset Diversification Can Help Reduce Investment Risk

It is an eternal truth of the financial world: Spreading investment across asset classes and within asset classes helps to reduce investment risk. At Money&Co. we have a managed portfolio service that does just that – for investors with £100,000 or more to commit to the loan offers on site. Here’s a reminder of what’s […]

Bitcoin Surge Prompts Rush To Get Digital-Currency Education

Bitcoin’s crazy journey from high to high is set to have major ramifications. There’s a whole education and training industry shaping up, for example. That’s possibly just a precursor to the massive change we’ll see if digital currencies are generally accepted as a medium of value exchange. But anyway, here’s the latest educational snippet, from […]