Monthly Archives: February 2016

P2P Crowd Has IFISA Hurdles To Jump For £500bn Prize

Crowdfundinsider offers its view, a little later than some, on the regulatory hurdles facing P2P providers seeking to launch IFISAs. “The forthcoming Innovative Finance ISA (IFISA) launches on April 6, 2016.  This new savings vehicle is expected to drive value for both investors and peer to peer lenders alike.  For investors, the benefit is a […]

UK Government Claims Great Environment For FinTech Culture

Right place, right time? With its unique combination of enlightened regulation, sensible taxation structures, a deep pool of entrepreneurial talent, and a culture of innovation, the UK is a great place to do business. That isn’t just our opinion at Money&Co. Our friends at Crowdfundinsider publish a an article on yesterday’s report by HM Treasury, in partnership with […]

Crowdfunders Find IFISA Teething Problems

Young industries often find themselves with teething problems. Witness the agonising over the implementation of Innovative Finance ISAs (aka IFISAs – tax-free savings plans holding up to £15,240 permanently free of capital or income taxes). The UK government has been enthusiastic about helping peer-to-peer (P2P) crowdfunders like Money&Co. reach a mass audience – and IFISAs are […]

P2P Crowdfunders: ‘Superior Speed, Cost, Customer Experience’

Reportstack offers a survey of the P2P market – but it has to be paid for. Below are the bits you can read for free: “P2P Lending: Responding to Disruption is a new market research publication announced by Reportstack. P2P platforms have grown exponentially in the last couple of years. “Their superior customer experience, speed, and ultimately […]

‘Good Governance Begets Good Growth’ – Huffington Post

Writing in the Huffington Post, Money&Co. CEO Nicola Horlick offers praise for the UK government and its enlightened policy towards non-mainstream sources of finance to encourage the growth of small and medium-sized enterprises (SNEs).   “The UK government’s role in encouraging alternative finance should be acknowledged. The regulatory regime is relatively benign for platforms, which […]

Alternative Finance: Great Growth – And Nifty Nomenclature!

The media is descending the recent Cambridge Judge/NESTA report on crowdfunding with great enthusiasm. Crowdfundinsider excitedly reports a projection that the alternative finance sector will be worth £5 billion next year. If that’s right, our mathematics tells us that’s a projected growth rate of 56.25 per cent next year. Last year saw an 84 per cent […]

IFISA Excitement Builds – But That’s Part Of Regulatory Problem

Excitement is growing about the imminent arrival of the Innovative Finance ISA (IFISA), which will technically be available from 6 April. Technically is the key word. The government was keen to introduce the IFISA in order to help provide much-needed access to finance for UK small and medium-sized companies (SMEs). However, almost unnoticed, a statutory […]

IFISA Providers Have Regulatory Barriers To Jump

The prospects for the Innovative Finance ISA (IFISA), set to launch in April, look good. Soon, investors and lenders will be able to hold £15,240 in peer-to-peer (P2P) loans and enjoy the income tax-free. City AM cites research that predicts a take-up of some 400,000. But not everything in the IFISA garden is rosy. The […]

To £3.2bn And Beyond: Alternative Finance Grows By 84%

David Prosser reports in Forbes on alternative finance’s impressive 2015 figures. David, who profiled Money&Co.’s CEO, Nicola Horlick last year, has had sight of the first of five reports being published by the Cambridge Judge Business School. Crowdfundinsider has also got wind of the figures. An extended excerpt from the Forbes article is reproduced here. […]