Monthly Archives: April 2022

Central Authorities And Their Attempts To Create Crypto Lookalikes

Central banks and their governments are involved in a giant evasion tactic. The thinking is universal, and simple: to persuade investors that central bank-run digital coins, be they central bank digital currencies (CBDCs), or “stablecoins’, are really some sort fo substitute for genuine cryptos. They are not. What investors get is a form of digital […]

Alternative Finance To Tighten Security – Plus Loan Auction Latest

We were recently contacted by top trade media outlet, P2P Finance News, regarding security checks and anti-money-laundering provisions. The enquiry came as a result of concerns expressed by UK regulators about alternative-finance lending and banking. Fortunately (we are vigilant, and have top-quality systems in place) we have been free from trouble at Money&Co. We reproduce […]

Challenger Bank’s Mainstream Move – Plus Loan Auction Latest

Starling Bank is in the process of moving from “challenger” bank to a major, mainstream player in the 21st Century’s banking sector. Our friends at Altfi chronicle the latest impressive moves from this quarter: Starling Bank has raised £130.5m from its existing investor base, as it looks to build a “war chest” for acquisitions. The challenger bank […]

CBI’s FinTech Stimulus For UK Business – Plus Loan Auction Latest

We are well past the new-kid-on-the-block era for alternative funding of UK businesses. Peer-to-peer (P2P) finance has evolved into a sector where most of the successful players look for profitable niche lending (in Money&Co.’s case – property-backing, music rights and litigation finance). But the broad-brush picture still sees a need for alternative funding. Witness the […]

FCA Finds Challenger Bank Behaviour… Unchallenging – Plus Loan Auction Latest

There’s outright criminal, unlawful, dodgy and – on the far side of the border of what’s OK –  there’s illicit. We’re pleased to see, thanks to a report from our friends at Crowdfundinsider, that a recent report published by the top UK financial watchdog, the Financial Conduct Authority (FCA) that there’s nothing profoundly illicit going […]

Euro Deal Highlights UK’s FinTech Funding Attractions – Plus Loan Auction Latest

The UK remains a prime venue for raising Fintech funds, the disruption of Brexit notwithstanding. Our friends at Finextra report on a UK raise for a Continental company in the Fintech sector: Qonto, the French scaleup offering a business account to European SMEs, has raised €5 million in just 6.5 hours on crowdfunding platform Crowdcube. […]

Open Banking’s Next Step – Plus Loan Auction Latest

It’s rare that a genuinely original idea comes along. And the essence of originality is often simplicity. We like the look of this simple, logical extension of the open-banking principle. We’ll be watching this one carefully. As reported by our friends at Altfi. Challenger bank Shawbrook has come up with a unique proposition to encourage its customers […]

IMF: FinTechs Present Regulatory Challenge – Plus Auction Latest

A little bit of high-grade tittle-tattle, otherwise known as research from an august international financial institution, as we head for the Easter break. Digital banks and FinTechs are set to create pressure on the mainstream, as a new report from the International Monetary Fund (IMF) illustrates. Our friends at Finextra showcase the IMF’s findings: The […]