Monthly Archives: July 2019

Should You Take Direct Or Listed Route To P2P? Plus Loan Latest

The chequered career of the listed vehicle route to investing in peer-to-peer (P2P) lending continues. This time, the news appears to be good. For the record, Money&Co.’s preferred route is more direct. We bring individuals looking for good returns on capital together with companies seeks funds to grow. Our track record, over more than £17 […]

Managed Portfolio Service – Property-Backed 7% Target Yield Could Be Yours

As reported yesterday, Money&Co. has asset-management permissions from the Financial Conduct Authority – a quality that’s pretty much unique in the peer-to-peer (P2P) sector. Aside from the high level of transparency required on a regulatory level, there’s a substantial business benefit: our ability to offer a proper managed portfolio service. Below we set out the […]

Is Proposed 10% P2P Limit Really Investment Advice?

Here’s a question for you. Is the Financial Conduct Authority (FCA) unintentionally offering us investment advice? Consider the proposed new limit on investor exposure to peer-to-peer (P2P) assets. This forms part of a new, sharper focus on the P2P sector, following a number of problems with unregulated investments (completely irrelevant, but linked in some minds) […]

Compensation Calls Follow Lendy Failure – Plus IFISA Process Guide

The fallout continues from the failure of Peer-to-peer (P2P) lending platform, Lendy. Lendy was regulated by the FCA, and there are vociferous calls for compensation for investors. The City grandee Lord Myners is at the fore of the this movement, The Times reports on this (subscription required), as does P2P Finance News. FORMER City minister Lord […]

IHT Planning Can Bring Stability To Uncertain Times

It’s fair to say that the political outlook is fraught with uncertainty. Britain’s controversial new Prime Minster doesn’t have a proper majority. A General Election in the next few months is more likely than not. If there’s a Corbyn-led Labour administration as a result, taxation of the passing on of wealth between generations is one […]

Big And Beautiful Or Small And Sticky? P2P Needs Small Investors

Providers of financial services like “sticky” money, capital that stays once it’s arrived. The fact is that small investors and savers, often criticised for “inertia”, are slow to action. Their money, generally speaking, is sticky. At Money&Co. we are committed to keeping the crowd, in the form of the small investor, in crowdfunding. The stickiness […]