Further to yesterday’s news item, the big equity crowdfunding deal on the other side of the alternative-finance fence has hit the regulatory rocks. AltFi reports: Just hours after the Competition and Markets Authority (CMA) threw a wrench in Seedrs and Crowdcube’s plan to merge, both platforms have agreed to terminate the merger. “We’re obviously disappointed with the CMA’s findings but we […]
Once upon a time “crowdfunding” was not just a buzzword, but a widely misunderstood one. For a while it was synonymous in some minds with the idea of equity investment in small, highly speculative start-up businesses – many of which fail (as many as three in four after three years, according to some sources). We […]
The total amount held in Cash Individual Savings Accounts (ISAs) is north of £280 billion – and , after a minor exodus to P2P assets – is climbing again. At Money&Co., we’d be delighted to see investors commit ten per cent of their cash portfolio to P2P. Of course, P2P loans, even if they are […]
Let’s take a quick trip back to the world of equity crowdfunding. We regularly cover equity investment – which carries risk that is generally higher than P2P risk (there’s still a high failure rate amongst start-up companies). The upside is very different – and can be very attractive if the investee company takes off. We […]
As promised yesterday, here’s some research from independent analyst, Beauhurst, on equity crowdfunding. The upshot, as reported, is that the growth on the other side of the fence is slowing. A report released this week indicates a decline in both the number of deals and the total amount deals for the UK early stage equity […]
Investing in peer-to-peer (P2P) loans has its attractions, especially for the income-hungry. It also has its risks – which are prominently displayed on this site, including the Home Page and the risk warnings run at the foot of almost every article. But investing in the P2P platforms that provide the loans is something that can […]
Welcome back to our lenders and readers after what we hope was an enjoyable Bank Holiday break. There’s been a chunky link-up on the equity side of the crowdfunding fence, involving our friends at Seedrs. No need for detail here, but we thought it a good moment to remind you of the differences between P2P […]
A recent story (see below) reinforces the worth of reminding readers again of the difference between equity and debt crowdfunding – the P2P loans that are offered on this site, for example. Here, Money&Co. CEO, Nicola Horlick, explains the pluses and minuses in a recent column in CityA.M. “The risks to individuals investing in startups are […]