The Independent – Malta’s version – reports on the implementation of a set of rules and protocols for crowdfunding and alternative finance raises. At first look, the system may not be the simplest, but it does have the great benefit of offering access to the world’s biggest single market… The European Parliament has taken the […]
The journey to an integrated system for European crowdfunding very rules will take eight years, according to an opinion piece in Crowdfundinsider. The UK will not be a part of that journey. Is this a good thing or a bad one? We offer a taster, with more available if your interest or concern is aroused. […]
Crowdfunding harmonisation in Europe is finally here. The publication of the new regulatory structure has been keenly anticipated. Our feeling, however, is that it’s all a little too late. The UK, easily Europe’s biggest crowdfunding market, is on its way out of the EU. Our friends at Crowdfundinsider report: According to a notice published by […]
One of our neighbours in the platform lending sector, Thin Cats, is closing the door retail lenders. AltFi reports: ThinCats is closing its retail peer-to-peer lending platform, saying it is no longer “cost effective”. ThinCats said it will instead focus on institutional lending. ThinCats, which was launched in Leicestershire in 2011, said no new loans will be offered […]
As promised yesterday, here’s some research from independent analyst, Beauhurst, on equity crowdfunding. The upshot, as reported, is that the growth on the other side of the fence is slowing. A report released this week indicates a decline in both the number of deals and the total amount deals for the UK early stage equity […]
News Alert: Bank Of England raises base rates to 0.5 per cent. Will it make a difference to income-dependent savers? We looked at this last week, in anticipation of the rise. We say: investors will still be left high and dry… The crowd must stay in crowdfunding. That’s the often-stated philosophy of this company – […]
Crowdfunding is often little more than a new name for a familiar business model. For example, fractional business ownership, where the fractions of ownership are bought and sold is a very old form of investment, known as share ownership. It’s also, if you do the transaction by screen via a crowdfunding platform, known as equity […]
Our friends at AltFi run an article on gender balance in equity crowdfunding and alternative finance generally. “There are reports that suggest women are generally more risk-averse than men and so less likely to lend or invest their savings. Another theory is that women discuss or brag less about their personal financial arrangements which result […]
Britain is a nation of start-ups, but not of scale-ups, reports David Prosser in Forbes. David cites recent research that concludes that the UK’s “small and medium-sized enterprises are being stifled by a lack of access to finance. Like others before it, this study, from the House of Commons Business, Energy and Industrial Strategy Committee, […]
Recent research throws new light on an old debate. What’t future of the crowd – the individual lender or equity investor – in crowdfunding? The new research comes via Consultancy.uk: “Alternative finance market for SMEs and personal loans, through marketplace lenders, has in the space of just five years, grown from almost nothing to £2.7 billion,” […]