The peer-to-peer (P2P) lending section of the alternative-finance sector continues to evolve. Our strategy of niche lending here at Money&Co. is clear, as evidenced by this recent News report. Our friends at Altfi report the latest developments in the P2P sector: Lending Works, one of the oldest UK peer-to-peer lending platforms, is exiting the retail funding […]
Our latest loan offering, A-rated and yielding seven per cent, is currently 15 per cent filled. As it attracts bids from registered lenders the opportunity to review that bid process presents itself. Some of our lenders have been rather passive – they have parked cash in their accounts without allocating it to a loan. That […]
Regular visitors to this News site will be aware of our long-standing interest in central bank digital currencies (CBDCs). CBDCs are not cryptos, merely a digital value exchange system, with a central bank as its curator. Several governments are rushing to get their own CBDCs out, with Britain to the fore. Our friends at Finextra […]
The latest £180,000 loan offering, yielding seven per cent and risk-rated A, is now 15 per cent funded. The lender is seeking to fund claims for financial mis-selling. The term of the loan is 15 months. It’s already 11 per cent subscribed. Below are some details from the borrower’s pitch – as ever, we’ve done […]
Our latest loan offer is closing today. Atlantic Screen Scores Ltd is 94 per cent filled at the time of writing and will close today at 6pm. If you wish to make a bid, please do so as soon as possible. The loan is eligible for inclusion in an Innovative Finance ISA. If you hold the […]
Today we bring you another instalment of news from the latest loan to land on site comes from a music publishing borrower. It’s a two-year loan, rated A+ by our credit committee, with a two-year term and a fixed yield of eight per cent. Below is an excerpt from the credit note. Log in to […]
We thought we’d remind visitors and registered lenders that lending to our carefully vetted borrowing companies is not a one-stage process. Investors who buy a fund or make a cash deposit into a building society account have done all the process they need to. With lending, depositing money is just the first part. After that, […]
Spreading capital exposure across a range of assets is an excellent way of lowering risk. For lenders on the Money&Co. site, investing in a portfolio of loans is good way of achieving this. Below, we set out details of an investment product that facilitates just such an outcome. Diversification in your loan portfolio We run […]
The latest in a long stream of centralised initiatives – whose current and future success remains to be judged – is reported today by our friends at AltFi. We’re keeping a weather eye on the situation. More, assuredly, is to follow. Fintech industry body Tech Nation has today revealed the newest group of fintechs selected […]
A new loan offering from an established borrower is currently on site (see below). But that’s just one offering. It’s important to remember the risk-mitigation benefits of spreading risk… Diversification is one of the best ways of limiting risk. Our popular managed portfolio service is an efficient way of doing just that. Here’s a brief […]