Many women still face discrimination in the job market. It’s Money&Co.’s contention that it’s often more difficult for women to get a job, and certainly tough for a woman to get paid as much as a man for equivalent work. So we note with approval a recent academic paper, publicised by the Hass School of […]
The risks of crowdfunding have attracted a lot of media attention recently. Our sector, the peer-to-peer (P2P) business lending part of crowdfunding, in particular, has been under the microscope. It’s an issue whose examination we believe crowdfunders should welcome. We certainly do so at Money&Co. – especially when it’s done in the thoughtful manner that […]
We offer a reprise of a recent BBC report: “New lenders may struggle to prise customers from traditional banks even though their borrowing and lending rates can often be much better, research from the BBC suggests. “Borrowing money from a peer-to-peer lender or changing currency with an online firm can be cheaper. But the lure […]
Today I take a look at big-picture economics and politics, and ask how it all affects the small and medium-sized enterprises whose funding Money&Co. facilitates by means of peer-to-peer (P2P) business lending. One of the great economic successes for the UK over the last twenty years has been the revival of the British car industry. […]
Thanks to our friends at Crowdfundinsider for an interesting feature interview with Money&Co.’s Luke Davis. Luke, who also runs IW Capital, an equity-investment business, focuses primarily on equity and the benefits of Enterprise Investment Scheme tax breaks and their role in driving growth for start-ups and small businesses. But it’s very much worthwhile reading Luke’s comments on what’s […]
We note with interest – and broad approval – remarks made by Samir Desai, co-founder of our bigger brother in the peer-to-peer (P2P) lending sector. Speaking at AltFi’s recent conference, Mr Desai reacted to Lord Adair Turner’s remarks on the BBC’s Radio 4 Today programme. Lord Turner criticised the credit-analysis process and lending policies of […]
Our friends at AltFi report on a link between a major peer-to-peer crowdfunder, RateSetter and the Angel-led equity crowdfunder, SyndicateRoom. AltFi editor Ryan Weeks highlights a innovative tie-up between these two major players – and it’s a move that we very much welcome at Money&Co. See a panel discussion here. Back in October we were […]
AdaPia d’Errico, of PatchOfLand, blogs in The Huffington Post on the global macro-economic and demographic trends that she believes augur well for crowdfunding. This is a thoughtful and well-argued piece, and we offer excerpts of particular relevance to financial services – and the burgeoning peer-to-peer (P2P) business lending sub-sector – below. “By now, early 2016, […]
Our friends at Crowdfundinsider report on the gap – still large and largely unfilled – in funding UK small and medium-sized enterprises (SMEs). “Since the financial crisis traditional banks have retrenched from lending to small and medium sized businesses leaving a huge funding gap in their wake. Such lenders have withdrawn SME overdrafts at a […]
There was lots of good news for crowdfunders and peer-to-peer (P2P) lenders in yesterday’s Budget. Money&Co.’s CEO, Nicola Horlick, has already welcomed the raising of the Individual Savings Account (ISA) limit to £20,000, up from £15,240 – good news for the new Innovative Finance ISA, which will be able to include P2P loans, such as […]