With two loans close to closing, we thought we’d remind visitors to the site of the pluses and minuses of lending, As an investment, peer-to-peer (P2P) loans can be rewarding if you know what you’re doing. Our lenders have averaged a gross return of more than eight per cent in the five years we’ve been […]
Greetings and Happy Monday to regular readers, registered lenders and casual browsers alike. Last week closed on a busy note at the London Investor conference 2017, and we’ll bring you news of Money&Co.’s presence there shortly. Meanwhile, as our latest loan offering nears closure, we notice this from the other side of the world. The […]
The number of platforms offering peer-to-peer (P2P) loans through Innovative Finance Individual Savings Accounts (IFISAs) is growing fast. At Money&Co. we’re fully authorised to offer IFISAs, and have been doing so for two weeks now. We welcome the advent of more platforms into this space – because, as we demonstrate below, the real competition is […]
Our friends at AltFi take a look at yields in thee peer-to-peer (P2P) lending sector. As regular site visitors and registered lenders will be aware, Money&Co. facilitates P2P loans for carefully selected business borrowers. The average gross return achieved thus far by Money&Co. lenders is just over 9.1 per cent. The AltFi article looks at […]
The Telegraph reports analysis from L&G that effectively advocates the use of alternative funding to boost the property market. The article, by personal finance editor Richard Dyson, looks at peer-to-peer (P2P) property-backed lending: “An L&G survey of 1,000 people found 27pc would consider funding house purchases by other people’s children. Of those, 39pc wanted to […]
We’re pleased to report a health inflow of bids from would-be lenders for our latest loan offering, JFG Limited, a coffee-shop operator. Our credit-analysis process rates the loan as a B+ risk, with an indicative gross yield of 9 per cent. Bids for the loan show a current average of 9.6 per cent at the […]
Thanks to our friends at Crowdfundinsider for an interesting feature interview with Money&Co.’s Luke Davis. Luke, who also runs IW Capital, an equity-investment business, focuses primarily on equity and the benefits of Enterprise Investment Scheme tax breaks and their role in driving growth for start-ups and small businesses. But it’s very much worthwhile reading Luke’s comments on what’s […]
Is it all too good to be true? This month’s emergency Budget and the excellent news about the advent of the Innovative Finance ISA (IFISA) was rapturously received by much of the media. Now, there’s a slight shift of emphasis after the understandably shocked and terrified Cash ISA providers have launched expensive media campaigns focused […]
Liberum AltFi Returns Index Today’s news is an exercise in comparison and contrast in the retail savings space. When considering cash savings accounts and peer-to-peer (P2P) business loans (after this month’s Budget, and the advent of the Innovative Finance ISA, such comparisons are inevitable) the key criteria to examine are access, yield and security. At […]
What is a good investment in today’s market? How do you judge the value of an asset? A high yield often means a high level of risk. The best investment is difficult to find and appraise. The crowdfunding market is young, and like many infants, quite unruly. But the problems are being addressed – and […]