Tag Archives: EIS

AltFi Equity Investors Dish Out Prizes

The Enterprise Investment Association focuses on equity investment – shares as opposed to the loans we specialise in here at Money&Co. Today we offer a glimpse over the other side of the investment fence as the association announces the winners of some gongs: The Enterprise Investment Scheme Association, the membership organisation focused on investing in […]

Direct Lender Boss Calls For SME Help Via EIS Stimulus

Senior figures in direct platform lending, or peer-to-peer lending, have suggested there is an opportunity to tap into a £75.5 billion “lockdown savings” market. Nicola Horlick, CEO of Money&Co., is among those opining in a story run by P2P Finance News. Joint research by multi-asset investment platform eToro and the Centre for Economics and Business […]

SEIS Volume Good – But EIS Deal Size Disappoints

Our business cousins over the fence in equity raises are having a mixed experience. There was healthy deal volume for the Seed Enterprise Investment Scheme raises, but very few Enterprise Investment Scheme deals over £4 million. Business Matters magazine reports: In the 2018-19 tax year, £1.8 billion was invested into 3,905 companies, down from £2 […]

Tax Tinkering Ahead? A Look At EIS And IFISAs Before The Budget

Amid speculation that tax incentives will be tinkered with in the coming Budget, City A.M. highlights four companies that wouldn’t exist without the Enterprise Investment Scheme. The full article is available here. While EIS and SEIS offer meaningful tax advantages to investors, it’s important to remember that their main function is to help kickstart new […]

Grim News From Other Side Of Crowdfunding Fence – Plus Loan Latest

We often report on news from the other side of the crowdfunding fence. Equity crowdfunding typically focuses on very small or start-up companies seeking to give away a stake in the business in exchange for growth capital. Debt crowdfunding, which is what we do, helps better-established businesses (the average age of our borrowing companies is […]

AltFi Growth Needs No Quick Fixes

Ahead of the Autumn Statement from the Chancellor of the Exchequer, we see healthy growth on the equity side of the crowdfunding fence. This, garnered from Lexology, is an encouraging read. “In 2014-15, 3,265 companies raised £1.8 billion through EIS funding and 2,290 companies raised £175 million through SEIS funding which is an increase of […]

Equity Or Debt? The SME Funding Dichotomy Revisted

Today, we revisit an old problem – and the new answers that the alternative-finance industry is offering, How should a small company seeking funds to expand go about it? By selling equity to investors? Or should it seek loans from lenders? More mature companies will typically take on debt rather than give away precious equity. […]

Bigger Loans, Fruitful Yields At Money&Co.

Thanks to our friends at Crowdfundinsider for an interesting feature interview with Money&Co.’s Luke Davis. Luke, who also runs IW Capital, an equity-investment business, focuses primarily on equity and the benefits of Enterprise Investment Scheme tax breaks and their role in driving growth for start-ups and small businesses. But it’s very much worthwhile reading Luke’s comments on what’s […]