The Enterprise Investment Association focuses on equity investment – shares as opposed to the loans we specialise in here at Money&Co. Today we offer a glimpse over the other side of the investment fence as the association announces the winners of some gongs: The Enterprise Investment Scheme Association, the membership organisation focused on investing in […]
Senior figures in direct platform lending, or peer-to-peer lending, have suggested there is an opportunity to tap into a £75.5 billion “lockdown savings” market. Nicola Horlick, CEO of Money&Co., is among those opining in a story run by P2P Finance News. Joint research by multi-asset investment platform eToro and the Centre for Economics and Business […]
Our business cousins over the fence in equity raises are having a mixed experience. There was healthy deal volume for the Seed Enterprise Investment Scheme raises, but very few Enterprise Investment Scheme deals over £4 million. Business Matters magazine reports: In the 2018-19 tax year, £1.8 billion was invested into 3,905 companies, down from £2 […]
Amid speculation that tax incentives will be tinkered with in the coming Budget, City A.M. highlights four companies that wouldn’t exist without the Enterprise Investment Scheme. The full article is available here. While EIS and SEIS offer meaningful tax advantages to investors, it’s important to remember that their main function is to help kickstart new […]
We often report on news from the other side of the crowdfunding fence. Equity crowdfunding typically focuses on very small or start-up companies seeking to give away a stake in the business in exchange for growth capital. Debt crowdfunding, which is what we do, helps better-established businesses (the average age of our borrowing companies is […]
There are further signs that the crowdfunding market is maturing. Today we look at our cousins in equity, crowdfunding sub-sector. The FT Adviser reports on a slowing in the rate of launches of Enterprise Investment Scheme offers (investments with EIS relief offer a 30 per cent tax break to investors – and many EIS offers […]
Ahead of the Autumn Statement from the Chancellor of the Exchequer, we see healthy growth on the equity side of the crowdfunding fence. This, garnered from Lexology, is an encouraging read. “In 2014-15, 3,265 companies raised £1.8 billion through EIS funding and 2,290 companies raised £175 million through SEIS funding which is an increase of […]
Today, we revisit an old problem – and the new answers that the alternative-finance industry is offering, How should a small company seeking funds to expand go about it? By selling equity to investors? Or should it seek loans from lenders? More mature companies will typically take on debt rather than give away precious equity. […]
Thanks to our friends at Crowdfundinsider for an interesting feature interview with Money&Co.’s Luke Davis. Luke, who also runs IW Capital, an equity-investment business, focuses primarily on equity and the benefits of Enterprise Investment Scheme tax breaks and their role in driving growth for start-ups and small businesses. But it’s very much worthwhile reading Luke’s comments on what’s […]
Should small companies and start-ups seek equity or debt funding? We’ll be focusing on this central issue – including some forthcoming blogs on whether or not this is a false dichotomy – over the next few days. Here, FT Adviser sounds the alarm on due diligence on Enterprise Investment Scheme (EIS) products. EIS relief is […]