Monthly Archives: January 2021

2021: The Bitcoin-led Assault On The Mainstream Gets Serious

The bitcoin-led assault on mainstream finance continues. This set of prognostication comes from our friends at Crowdfundinsider. This is piece, partially featured already in our News section, is one we roundly endorse. Bitcoin (BTC) and other cryptocurrency platforms such as Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Binance Coin (BNB), Chainlink (LINK), and Polkadot (DOT) […]

Getting To Know You – Banking App Opens Up New Possibilities

The liberalisation of the financial-services sector continues apace. Will this latest innovation later be decried as a loophole? The protocol of Know Your Client is being tested for elasticity, if not strength and durability here. Our friends at Finextra report: UK challenger banking app Dozens has enlisted Open Banking outfit Bud to let prospective customers […]

Bank Governor Claims Cryptos Not Ready To Be Trusted Payment System

You may have missed it, but the annual gathering of the great and the good at the economic forum in Davos, Switzerland, is taking place. It’s all happening virtually, ie, online. There have been a couple of amusingly self-deprecating comments from senior journalist bemoaning the loss of endless refreshments. There’s also been some news, notably […]

Central Banks Look To Set Up Cross-Border Digital Payment System

As part of our early-year focus on tokenisation and the game of catch-up being played by central banks to launch their own digital currencies (CBDCs) and related systems of regulation, we offer an excerpt from a news story by or friends at Finextra: An investigation into the use of multiple wholesale CBDCs for cross-border payments […]

Tokens And The Nature Of Money in 2021 And Beyond

As previously reported here, in the short term, we’ll see plenty of digital token launches this year. In the longer term, the very nature of what we understand by money is changing. Interoperable programmable money, anyone? A think piece in Crowdfundinsider is over this one… Money is the foundational layer of any economy. It provides […]

Central Banks’ Late-Arriving Muscle Move On Digital Currency Space

As promised, more from the changing digital asset landscape. Tokens – the big “new” thing for 2021– and central bank digital currencies are leading the mainstream’s charge to catch up. Our friends at Finextra report: As part of an experimental programme led by the Banque de France, more than ten transactions on fund units, for […]

Value Stores, DeFi – And Pitfalls Ahead

Here’s the latest set of prognostications from our friends at Crowdfundinsider. As we’ve already pointed out, we believe 2021 will be the year of the digital token. A major sideshow will be Decentralised Finance (DeFi) which we find, frankly, difficult to understand… Bitcoin to Be Used More Often As Store of Value While other digital […]

Bitcoin Surge Leads Assault On Mainstream Finance

As promised, there’s more from the bitcoin-led assault on mainstream finance. This set of prognostication comes from our friends at Crowdfundinsider. Tomorrow we’ll be visiting the regulation of cryptos and digital tokens, plus the emergence of Decentralised Finance (DeFi). Bitcoin (BTC) and other cryptocurrency platforms such as Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Binance […]