Our latest loan offering is an A-rated loan of over £455,000. The borrower is an independent adviser looking to use the funds to expand. The loan auction closes in 15 days’ time. The offering has attracted bids of over £36,000 today, at the time of writing, and is 56 per cent funded. The way the […]
Here is our Knowledge Hub, revisited. Money&Co.’s lenders achieved an average gross yield of just over 8.8. per cent in the first year of trading. That figure is now over 9.1 per cent. See our Knowledge hub, where we offer rough guide to the value of capital if it is rolled back into a loan […]
Vannessa Cowling, general counsel of equity platform VentureFounders, writes in TechCityNews on a subject close to our crowdfunding hearts – getting the simple things, like names, right. Ms Cowling (see excerpt, below) solicits industry views on standardising terminology. “In 2013, when crowdfunding was first gaining momentum in the market, in the consultation paper ‘The FCA’s […]
There’s only one news story this week, of course – Martians have invaded Earth. OK, we’re kidding. And if you hadn’t worked that one out, you’ve probably been living on Mars yourself these last few days. Here’s Money&Co. CEO Nicola Horlick’s blog reaction to the Brexit victory in the referendum: “There are no immediate implications […]
As a business that is focused on lending to UK-based businesses, there are no immediate implications for Money&Co. as a result of the vote to leave the EU. However, there will be uncertainty surrounding the future of companies that export to the European Union as it is unclear as to whether we will continue to […]
We are pleased to announce the launch of a new loan offering. The borrower soliciting funds is an independent financial planning and advisory firm based in Cardiff with, in its own words, “a core focus on wealth planning and family businesses. The company’s focus on customer service and long-term financial planning as opposed to one-off […]
Ahead of the imminent launch of a new, major loan offering from a financial-services firm (due today or tomorrow), we offer an excerpt of a news story that underscores the way crowdfunding and mainstream financial services are intertwined. With our thanks to CityA.M. (you can see the full story by clicking this link): “A new […]
Is the solution to SME liquidity problems really this obvious? We run a guest blog from the crowdfunding intelligence platform, Another Crowd, which suggests this may be so. Implementation or execution (aka persuasion) however, may be a lot more difficult… Another Crowd Blog One of the biggest issues in alternative finance is how to improve […]
Yesterday, we identified the size of the small and medium-sized enterprise (SME) funding gap, using World Economic Forum data, and Money&Co.’s own research. The figure is around £4.3 billion. A key question is how to improve the efficiency of SME lending – in practice, not just in theory. According to a forthcoming blog, the answer […]
Today, we look at an old problem from a new perspective. The problem is, in a sense, the reason we exist – the small-business (or small and medium-sized enterprise, aka SME) funding gap, This gap, also known as the Macmillan gap, following research conducted on this very issue in the 1930s, is the difference between funds […]