The alternative finance industry is only just beginning to get the kind of coverage and commentary it deserves. One of thee most interesting from the mainstream media is Anthony Hilton. While we don ‘t always agree always with what6 Mr Hilton says, his views are always pithily expressed, and his arguments tend to be based […]
Exciting times lie ahead for the peer-to-peer (P2P) business lending sub-sector of crowdfunding, as we’ve indicated consistently in recent news reports. A major step up lies ahead when the FGCA, the chief regulator, drives through permissions permitting P2P platforms like Money&Co.’s to provide Innovative Finance Individual Savings Accounts (IFISAs). On a more general level, the […]
Our friends at BusinessZone predict some game-changing events in our peer-to-peer (P2P) crowdfunding sector. Without wishing to be too Delphic, our experience of the marketplace makes us think they may be on to something. Here’s an extended excerpt from a good piece of reporting. “Peer-to-peer works by creating a marketplace for investors to loan money directly […]
Our friends at Crowdfundinsider report a presentation on the future of FinTech by Bank of England governor, Mark Carney, that Crowdfundinsider expects to “rattle a few cages” in mainstream finance. “Governor of the Bank of England, Mark Carney, has engendered much respect from the land of Fintech. An unabashed supporter of the potential for […]
Regular visitors to this site will know that we are currently going through the process of getting permissions from the Financial Conduct Authority (FCA); such permissions would enable Money&Co. to launch an Innovative Finance Individual Savings Account (IFISA). We were interested to read this piece in The Telegraph; the article is critical of the FCA’s […]
The Times runs a feature on the status of Money&Co., which reported a loss – not unusually for an early-stage FinTech business – in its last filed accounts. An excerpt from the article, which can be viewed in full by Times subscribers, is reproduced below. “Ms Horlick said that fresh investment had put [Money&Co.] on […]
The market in which we operate, the peer-to-peer business lending (and now also property-secured lending) sector is maturing. The unqualified early optimism of some has been replaced by a more measured view, as some companies falter and others prosper. See below an excerpt from a recent report in The Times (subscription required). “In peer-to-peer […]
The market in which we operate, the peer-to-peer business lending (and now also property-secured lending) sector is maturing. The unqualified early optimism of some has been replaced by a more measured view, as some companies falter and others prosper. See below an excerpt from a recent report in The Times (subscription required). “In peer-to-peer […]
We’re delighted to announce the advent of a new loan offering from Lawpack. Lawpack has previously mounted successful offerings on this site. The borrower, in its own words, “publishes legal forms with guidance for self completion, aimed at the consumer and small business. The forms and guidance are written and approved by leading barristers or […]
So what’s next? What come after crowdfunding is accepted as mainstream finance? What happens to what we think of as finance – and money? Harriet Green of CityA.M. looks at the way technology and crowdfunding are evolving. “If crowdfunding is an early iteration of how digital technology helps distribute the potential to make money, what comes next? […]