Tag Archives: FCA

A FinTech Regulatory Tale With a Potentially Happy Ending

The FCA has been busy taking care of the fast-changing Fintech sector. The regulator has good reason to be vigilant. Our friends at AltFi run a tale with what looks like a happy ending. Lanistar, a new fintech start-up with big ambitions and some controversy, has been approved by the Financial Conduct Authority to provide payments services.  […]

London And FCA point FinTech Sector To Digital Sandbox

Build it, and they will come. Further proof were it needed, that the FinTech sector is a giant experiment in, amongst other things supply-side development, comes with the latest announcement from the top financial watch dog, the Financial Conduct Authority (FCA). Our friends at Finextra report: The Financial Conduct Authority and the City of London […]

FinTechs Jockey For Favourable Consumer Credit Position

The wait-and-see period continues. As we deal with the second Covid-19 wave and wait for vaccine rollout there’s much belt-tightening and general preparation for the battle to come in a world that reverts to the new version of “normal”. In FinTech, we’re seeing plenty of jockeying for position. AltFi reports the latest: London-based Zilch has today become […]

The Search For FinTech Investment: FCA Pushes Institutional Route

The FinTech sector is agile and far less affected by the horrors of Covid-19 than many more mainstream sectors of the economy. Nevertheless, many FinTechs are seeking niche business models, often involving secured lending (in the case of direct lenders) and are looking for consolidation and to bolster their capital reserves. News reaches us from […]

FCA New Register Seeks To Limit Financial Harm

The Financial Conduct Authority (FCA) has attracted a lot of criticism for its oversight (or alleged lack thereof) of financial marketing. The investors in the failed London Capital & Finance (LCF) are rightly incandescent with rage at the loss of so much of their money – and much of the investors’ ire has been directed […]

Good News: FCA Moves To Ban Mini-Bonds

Mini-bonds are on the way out. The Financial Conduct Authority (FCA) is set to make permanent its ban on the marketing of mini-bonds to retail investors amid concerns over “unexpected and significant consumer loses”. But how unexpected were those losses, really? And what’s a mini-bond anyway? The investors who lost money in the multi-million horror show […]

High-Yield Investors – Hear FCA’s Words Of Wisdom

Today we bring you the second part of the excellent, common-sense consumer guide by the UK’s leading financial watchdog by the Financial Conduct Authority (FCA). This is prudent, helpful, and should be compulsory reading for all individuals considering high return investment. In the UK, any firm carrying out a regulated financial services activity must be authorised by […]

FCA Offers Sound Appraisal Of High-Yield FinTech Investments

Today we take a look at the Financial Conduct Authority’s guidelines for individual investors on how to appraise an investment. The commentary it offers is clear, simple and full of common sense. Here’s the first instalment of a two-stage browse through the FCA guidelines. All investments carry some element of risk but the higher the […]

Platform Loans – Survival Of The Fittest

The latter part of 2019 has seen, quite rightly, a greater focus on the regulation of process and enhancing transparency requirements in the sector following the failure of peer-to-peer (P2P) platforms such as Lendy. Lendy’s failure was linked – completely unfairly – with a number of problems experienced by investors in unregulated investments, notably mini-bonds. […]