Tag Archives: FCA

Regulators And Cryptos; We Pick A Winner

From a recent News item – a moment of digital reflection… Irresistible forces and immovable objects have a fair bit of history. Inevitably, the irresistible force ends up the winner. In FinTech, cryptos are the coming thing. And nothing, it seems, can stop them. The UK’s top financial watchdog, the Financial Conduct Authority (FCA), is […]

FCA Finds Challenger Bank Behaviour… Unchallenging – Plus Loan Auction Latest

There’s outright criminal, unlawful, dodgy and – on the far side of the border of what’s OK –  there’s illicit. We’re pleased to see, thanks to a report from our friends at Crowdfundinsider, that a recent report published by the top UK financial watchdog, the Financial Conduct Authority (FCA) that there’s nothing profoundly illicit going […]

This ISA Season Set To Be A Softly, Softly Affair

The Individual Savings Account (ISA) allows individuals to save as much as £20,000 per annum into cash deposits, shares or peer-to-peer (P2P) loans – and take the benefits of their investments tax-free. The deadline for investing is the end of the tax year, on 5th April, and we are now entering what’s known as the […]

P2P Sector Reacts To Watchdog Scrutiny Of High-Risk Investments

The top financial watchdog, the Financial Conduct Authority, has published a paper on proposed regulation of the way high-risk investments are promoted. Our friends at P2P report the news this way: The Financial Conduct Authority (FCA) said it is planning to ban the promotion of investor incentives, such as new joiner or refer-a-friend bonuses, to […]

Open Banking Opens Up – Plus Loan Latest

The UK’s leading financial regulator the Financial Conduct Authority (FCA) has introduced a liberal measure that many in the industry see as a major stimulus for the growth of open banking. This will see further convergence between the alternative-finance sector and the mainstream. Our friends at Altfi report: [The FCA] is looking to scrap a key […]

FCA And BoE Launch Blockchain-Based Reporting Initiative

The word “blockchain” was once used as a marketing gimmick for companies pivoting into an ill-understood, gimmicky world. But blockchain technology is a good way of organising information without reference to a central agent. And that’s now official – the regulatory authorities are using it in an innovative way. Our friends at Finextra report: The […]

FCA FinTech Sandbox A Success, So Far

One of the recurring stories in alternative finance – especially in cryptocurrencies – has been the struggle of regulators to keep up with the pace of innovation. The authorities have done much better in keep a vigilant bur benign eye on what one might call “mainstream digital” finance – challenger, digital banks are a prime […]

FCA Research Shows Increased Interest In Cryptos – Plus Loan Latest

Well, at the risk of repeating ourselves… today sees yet more news of the rise of cryptocurrencies, as reported by our friends at Finextra. Here’s an excerpt: New research from the UK’s Financial Conduct Authority has found that excitement about the rising valuations attached to cryptocurrencies has firmly penetrated the retail consumer market. Overall, public […]

Mainstream To Take AltFi Sector On Trust

The ever-changing world of Alternative Finance raises all sorts of issues as it rushes headlong towards the mainstream. To complete that journey the world at large must place its trust in the new-fangles sub-sector. Our friends at AltFi opine on the topic of trust in FinTech. The question of consumer trust in financial services came […]