One of the recurring stories in alternative finance – especially in cryptocurrencies – has been the struggle of regulators to keep up with the pace of innovation. The authorities have done much better in keep a vigilant bur benign eye on what one might call “mainstream digital” finance – challenger, digital banks are a prime […]
Build it, and they will come. Further proof were it needed, that the FinTech sector is a giant experiment in, amongst other things supply-side development, comes with the latest announcement from the top financial watch dog, the Financial Conduct Authority (FCA). Our friends at Finextra report: The Financial Conduct Authority and the City of London […]
Crowdfunding is the precocious infant of the financial services world. Which may be why the idea of playing in a “sandbox” to find the right way to regulate us seems so very apt. There will be teething problems for young industries such as debt crowdfunding, specifically peer-to-peer lending, but we believe it is the way […]