The recent Cambridge University and EY report, benchmarking alternative finance across Europe, has had us all at Money&Co. looking in greater detail at the crowdfunding scene abroad. We found some excellent commentary, and a witty graphic, from our friends across the Channel in France. This article [in French] makes several sound points. The most important, […]
The reverberations of the pan-European report on alternative finance, co-authored by Cambridge Judge Business School, part of Cambridge University, and EY, the global consulting and accountancy organisation, are only just being felt. The report has been well-received across Europe, with extensive press coverage in the FT, Bloomberg, Le Monde, Les Echos, FD and Der Spiegel […]
The fallout from the recent “Moving Mainstream”survey by Cambridge Judge Business School and EY continues. CityA.M., the leading financial media outlet, runs a series of articles on crowdfunding today. One is penned by Andy Baldwin, the global financial services chair at EY, who notes the strong crowdfunding growth in Europe, with the UK leading the […]
The FTSE100 share index has finally breached its previous all-time high of 15 years ago. But Nicola Horlick, CEO of Money&Co., wonders what all the fuss is about. In her latest blog, Nicola argues that the FTSE100 has failed to keep up with price inflation, which (depending on the measure you use) has risen over […]
There was much excitement yesterday when the UK stockmarket finally reached a new all-time high. The FTSE 100 share index closed at 6950, beating its previous high of 6930, which was achieved on 22nd December 1999. There are a number of points to make about this so-called landmark. The first is that if the FTSE […]
Money&Co. and other peer-to-peer (P2P) crowdfunding platforms have long been lobbying the UK government for a separate, third category of tax-free savings plan for individuals. We have been arguing, along with others in our sub-sector of crowdfunding, that in addition to the existing cash and stocks-and-shares versions of the New Individual Savings Account (NISA), which […]
Today sees the publication of the promised report on the European market for online alternative finance. A number of media outlets carry news of the report, including the Financial Times (subscription required). The FT faithfully records the report’s findings that the market grew by 144 per cent last year to almost Euros 3 billion, and […]
A recent article in the Financial Times spurred our interest. It also reminded us that while we are part of the fast-growing alternative-finance sector known as crowdfunding, what we do at Money&Co. is very different from the equity-raise, property-backed, and other sub-sctors of crowdfunding. Crowdfunding is simply the process of raising money – “funds” – […]
Money&Co. CEO Nicola Horlick voices her concern for UK savers and investors in her latest Money&Co. blog. She argues that many economists believe that the European Central Bank “is not doing enough and that its programme of quantitative easing will not be sufficient to help Europe avoid deflation. If deflation begins to entrench itself in […]
The Bank of England published its quarterly ‘Inflation Report’ last week and the Governor, Mark Carney, said that inflation was expected to fall to zero later this year and that interest rates may be reduced below the current level of 0.5 per cent for a short period to help ensure that Britain does not enter […]