It’s always interesting to see how the rapidly expanding peer-to-peer (P2P) sector is valued. Today, we look at a report from our friends at P2P Financial News on a capital-raising effort by a P2P player that is moving from private to public. PEER-TO-PEER lender Ablrate will open its £350,000 crowdfunding campaign to the general public […]
After hubris – essentially over-mighty, prideful overreaching – comes nemesis (the comeuppance that fate decrees). So, following on from yesterday’s look at the increasing use of crypto-assets by peer-to-peer (P2P) platforms, we find a highly entertaining news report from Crowdfundinsider. The news site carries a story of the launch of a new crypto exchange called […]
As the new week begins, the once-irresistible rise of Bitcoin, the leading cryptocurrency, hits a six-week low of around $3,400. That’s a decline of over 70 per cent from a year ago at $11,500 levels. Anyone buying Bitcoin in mid-December 2017, just over 13 months ago, would have seen an even more painful decline as […]
Today, we offer a snapshot of one of the things that happens online when big FinTech companies try to manage their growth. Major peer-to-peer (P2P) lenders in the US and Australia are turning to an independent supplier of blockchain technology to minimise fraud. Our friends at AltFi report it this way: More than a dozen […]
It’s Individual Savings Account (ISA) season. The main preoccupation of peer-to-peer (P2P) lenders such as Money&Co. is to make individual investors aware of the benefits and risks of P2P loans ahead of the end of the tax year on 4th April. As we saw in yesterday’s News story, the P2P asset class is not necessarily […]
The rivalry between different asset classes is not a zero-sum game. You don’t have to choose between investing in stocks and shares versus peer-to-peer (P2P) lending, for example. Both types of asset have different risks and different rewards. It just so happens that last year would have been a bad one to choose to invest […]
It’s that time of year again. After a relatively slow start for Innovative Finance Individual Savings Accounts (IFISAs – see an earlier News article on this topic) the awareness and popularity of the IFISA could be set to soar. It’s important to balance risk against the good returns (Money&Co. lenders have achieved over 8 […]
This year is set to be the year of the Individual Savings Account (ISA). More specifically, it’s going to be a bonanza for savers and investors who commit money to Innovative Finance ISAs (aka IFISAs). Of course, that’s just our opinion; we would say that, wouldn’t we? But it’s an opinion based on compelling […]
Hello. As we head into the week end, we thought it appropriate to remind our readers, users and lenders that Money&Co. has launched the Money&Co. Portfolio Innovative Finance Individual Savings Account. The account is managed by Bramdean Asset Management (an FCA-regulated fund management business). This allows investors to commit capital to an ISA and the loans […]
Following some inaccurate reporting in mainstream media this week end, Peer 2 Peer Finance News runs an article that betrays an understanding of how P2P financial technology businesses and start-ups like Money&Co. actually work. The P2PFN article points out that the inaccurate report focused on “small company accounts filed by Denmark Square Limited – one […]