Tag Archives: regulation

Government FinTech Review Seeks To Preserve UK ‘Leadership’

Our friends at AltFi offer more detail, in so far as currently available, on the governmental FinTech review, as announced in the Budget. We welcome the government’s move – if it promotes a light touch and a principles-based approach to regulation. The review will be headed by Ron Kalifa OBE who is a non-executive director […]

European Harmony In FinTech Is (Sadly) Too Late – Plus Loan Latest

Crowdfunding harmonisation in Europe is finally here. The publication of the new regulatory structure has been keenly anticipated. Our feeling, however, is that it’s all a little too late. The UK, easily Europe’s biggest crowdfunding market, is on its way out of the EU. Our friends at Crowdfundinsider report: According to a notice published by […]

Principled Regulation The Key For Alternative Assets – Plus Loan Latest

Today, we offer an excerpt from an interesting take on regulation from our American cousins. This opinion, piece, in Forbes magazine, deals with the regulation of digital assets and financial synthetics – but it offers a different way of looking at things during a period of change in the regulation of financial markets, including alternative […]

IFISA Will Weather Industry Doubts Over Long-Term Future – Plus Loan Latest

Our friends at Professional Adviser run an opinion piece predicting that the Innovative Finance individual Savings Account will suffer because of regulatory or governmental hostility and/or ignorance. We believe that the peer-to-peer (P2P) lending industry is already seeing a shake-out (losing the platforms that don’t have solid business practices and especially conservative risk-analysis policies). Our […]

Managed-Asset Regulations And The Higher Bar For P2P – Plus Loan Latest

Following on from yesterday’s piece about the Financial Conduct Authority’s plan to implement higher levels of transparency in reporting and regulation of peer-to-peer (P2P) loans, we thought we’d offer more detail on our managed portfolio service. Why? Because we use asset-management permissions granted by the FCA, to offer this service. The new system for P2P […]

Does FCA Regulation Really Matter To P2P Lenders? Plus Loan Latest

Following last Friday’s News article looking at the forthcoming rule changes to regulation in the peer-to-peer (P2P) lending sector in which Money&co. operates, comes another question: Does FCA regulation make a difference? The jury, according to this article from P2P Finance News (excerpt below) is definitely out on this one. When Lendy collapsed last month, it was […]