Our friends at Fund Strategy run an opinion piece on the future of the Innovative Finance Individual Savings Account. The article paints a bright picture, with which we thoroughly agree. Although the focus of the piece is on fund management and debt-based securities, the yawning gap in the market is afforded by cash deposits. See […]
As the world of alternative finance matures, its associated media coverage and the performance monitoring becomes more sophisticated. There are already a number of cmparison sites of varying degrees of efficiency and clarity looking at our sub-sector – peer-to-peer (P2P) business lending. Our friends at Crowdfundinsider bring us news of another entrant into the monitoring […]
The financial technology sector is the future, no doubt of that. FinExtra reports on an initiative from a government quango, Innovate, which is funnelling money to small and medium-sized enterprises. Our current contribution is going rather well, with 23 per cent of the fixed-rate property-backed loan on offer subscribed for at the time of writing. […]
Our friends at Bridging & Commercial offer commentary on what is seen as a fast-growing bridging-loan market. We run a brief excerpt below. This news item accords with our own experience. It’s perhaps no coincidence that the latest loan offering on site is a property-backed bridging loan, which is attracting steady bids from lenders. The […]
Our friends at P2P Finance News report that independent financial advisers (IFAs) s are “the most trusted source of external investment advice, but investors are still more likely to trust their own judgement, new research claims. “A survey by property finance firm Minerva Lending found that almost three quarters (72 per cent) of active investors […]
We are pleased to report the arrival of a new loan offering on site. This 12-month loan for a construction project is property-backed and has a high indicative gross yield. However, consider security and risk (see copy at the foot of this News item) before investing. To see the full detail of this loan, users […]
The countdown to our latest loan offering has begun. We are a matter of hours away as this article is written. Full details will be available on launch, which will be promoted through our Facebook and Twitter platforms. Meanwhile, Martin McTague of the Federation of Small Businesses talks to our friends at P2P Finance News […]
Our friends at FinExtra report the latest UK government initiative to boost funding for small and medium-sized enterprises (SMEs). The authorities seem determined, buy hook of by crook, to get the banks to work with the alternative-finance sector to work together (that includes us, as peer-to-peer [P2P] business lenders, by the way). At Money&Co., we […]
An updated consumer guide to equity crowdfunding from the European Commission offers some expert (yes, expert) commentary on the differences between equity and debt crowdfunding. As a specialist peer-to-peer (P2P) business lending platform, we are on the debt side of the fence. We strongly believe that equity and debt assets are not competitive. Which is […]
Our web-crawling robots bring us news of a development in an adjacent sector of alternative finance. The bridging loan market is an interesting one: we have expanded our offerings from loans to profitable small businesses, to property-backed offerings, with more loan types in the pipeline. Here’s an extract from a report in Property Investor Today: […]