In many countries, financial products are sold through banks and there is a lack of independent advice. In the UK, clients rely on Independent Financial Advisers (IFAs) and the fact that they are independent should mean that they seek out the best products for their clients, leading to better returns. Many clients are financially unsophisticated […]
The future is out there – and it’s fast becoming the present. Or rather it will be, just as soon as the investment adviser community realises what’s on offer in the peer-to-peer (P2P) lending market, our very own sub-sector of the alternative finance industry. In the autumn of 2017, our friends at P2PFN ran the […]
THREE quarters of independent financial advisers (IFAs) would recommend peer-to-peer lending to their clients if there were greater client demand, or more independent due diligence tools at their disposal, according to a recent report from our friends at P2P Finance News. We’ll shortly be conducting our own survey and awareness-raising campaign. Meanwhile, see this page […]
Our friends at P2P Finance News report that independent financial advisers (IFAs) s are “the most trusted source of external investment advice, but investors are still more likely to trust their own judgement, new research claims. “A survey by property finance firm Minerva Lending found that almost three quarters (72 per cent) of active investors […]
Today, we review a thoughtful comment from our friends at AltFi: “In a time such as this – with depressed savings rates and a great deal of uncertainty in the markets – one might imagine that peer-to-peer/marketplace [P2P] lending would be seen as something of a silver bullet for financial advisors. Some of the leading platforms have […]
Today, we offer a snippet of coverage from the crowdfunding intelligence platform, Another Crowd. “Peer-to-peer lenders will match investors looking for better rates to a wide range of SMEs seeking better service than their banks can offer. “There really is no reason for anybody to lend money to an SME for a lower return than […]
We recently brought you news of the £20 billion of economic loss caused by small and medium-sized enterprises’ lack of awareness of alternative funding sources. The picture only gets bleaker. Ryan Weeks, the editor of AltFi, reports on a survey by Intelligent Partnership, which reveals “an endemic lack of awareness about the alternative finance space […]
Crowdfunding is making spectacular advances in popularity and general public acceptance. It’s small wonder, given the attractive yields to be had from peer-to-peer (P2P) business loans. As we’ve reported here before, the growth and learning curves are as steep as they are exciting. But financial advisers can be wary of P2P loans like the ones […]