One thing guaranteed to drive financial watchdogs mad is unfair investment comparison. It’s simply wrong to compare high-yielding products with inherent risk to bank deposits, which are safer but typically have much lower returns. Nevertheless, some operators do it – knowing that they ought not to – very frequently. At Money&Co., we offer carefully vetted […]
Investing in the Time of Covid is generating a lot of commentary. One of the more thoughtful voices amid the clamour can be found at Enterprise Research, which runs a guest blog by an academic from the University of Birmingham. We carry an extended excerpt below. Facilitated by increased access to the Internet and other […]
The troubled P2P Global Investments fund, on which we’ve reported here several times, has changed its name and finally reports some improved figure after some painful investment offloads. It’s long been our view that the best way to profit from platform lending is to choose a platform with a conservative selection policy and risk analysis, […]
The final instalment of our brief review of alternative lending looks at the major similarities and differences between Innovative Finance Individual Savings Accounts and (IFISAs) “mainstream” Individual Savings Accounts (ISAs). IFISA – Similarities With Other ISAs The IFISA is an ISA like any other. The £20,000 annual allowance applies to all types of ISA: IFISAs, […]
There is news of a lack of liquidity at some peer-to-peer (P2P) platforms. As the latest loan offerings on this site move to a close, we thought it opportune to remind lenders and visitors that there is a thriving secondary market in Money&Co.’s loans. The loan market is the place where you can sell some […]
All the uncertainty surrounding Brexit has built a consensus among analysts that interest rates aren’t going up any time soon. With that in mind, we thought we’d offer a brief reminder of the attractions of our managed portfolio service, with its net 7 per cent yield. Managed Portfolio Service Clients of the Money&Co Portfolio Service […]
Project Rhapsody is now 29 per cent funded. The loan offer has an A risk rating, and provides a fixed-rate return of 8 per cent over five years. From the borrower: “The primary purpose of the loan is to provide working capital to the business so it can continue to collaborate to produce high quality […]
As we write today’s News story, the latest loan offerings on site are attracting bids from registered lenders. More new loans are due on site shortly – so we thought it might be helpful for casual visitors to learn the simple process (set out below) of how to lend. Click here for more, and to […]
We’re pleased to report good progress on the latest loan offering to land on site. Project Rhapsody has an A risk rating, and offers a fixed-rate return of 8 per cent over five years. It’s 25 per cent funded at the time of writing. Below we offer an excerpt of the borrower’s pitch. Log in […]
Good news for borrowers in the alternative-finance sector. The total cost of short-term unsecured borrowing from alternative lenders for most credit-worthy businesses has fallen below 9.5 per cent since March, according to newly published independent research. Our friends at AltFi take up the story. Funding Xchange, which tracks the lending activity of 40 specialist SME […]