Monthly Archives: August 2019

SME Funding: Latest From The News Carousel

The hokey-cokey reporting of SME lending continues. As we have reported earlier on this platform: “The signals on funding for small and medium-sized enterprises (SMEs) are mixed. Every few weeks research is released that purports to show SMEs are waking up to the funding available outside the traditional banking mainstream. Then along comes data that […]

Doom, Gloom Or Boom – We See The Way Forward For P2P

Commentators on the peer-to-peer (P2P) sector are predicting an economic downturn which will throw up “winners and losers”. Here’s a snippet from a recent piece by our friends at P2P Finance News: “A weakening UK economy, impacted by Brexit uncertainty and global trade wars, has bolstered the likelihood of an imminent recession, leading to speculation […]

Mainstream Finance Rows Back Again On P2P

The parting of the ways continues. Mainstream, quoted investment trusts are systematically divesting themselves of their holdings in the peer-to-peer (P2P) alternative finance loan sector. The P2P Global Investments vehicle is the latest, with the sale of one of its biggest holdings, as reported by our friends at P2P Finance News. The gross proceeds from […]

FCA’s 10% P2P Proposal – Show The Ferret To The Nest Egg…

Question: When is advice not advice? Answer: When it comes from the Financial Conduct Authority (FCA). Let’s start with a little context. There’s been a greater focus on the peer-to-peer (P2P) sector from commentators and regulators, following the lamentable failure of the P2P platform, Lendy. Lendy’s collapse was linked – completely unfairly – with a […]

We Look At The Sweetheart Of P2P Investment Trusts

As regular readers will be aware, we write regularly on the difficulties experienced by institutional investors seeking to take advantage of the peer-to-peer (P2P) loan asset class. Here’s a recent piece describing the “malaise” of institutional investors committing capital by way of investment trust. We’re pleased to report, however, that the problems are not universal. […]

A Little Managed-Portfolio Something For The Week End?

We thought we’d offer a little something for the week end, with a reminder of the attractions of our managed portfolio service, where all the loans are selected for you and come gift-wrapped, so to speak. Clients of the Money&Co Portfolio Service have access to loans with a typical fixed return of 7%, without the […]