Question: When is advice not advice? Answer: When it comes from the Financial Conduct Authority (FCA). Let’s start with a little context. There’s been a greater focus on the peer-to-peer (P2P) sector from commentators and regulators, following the lamentable failure of the P2P platform, Lendy. Lendy’s collapse was linked – completely unfairly – with a […]
In the wake of some high-profile failures in the peer-to-peer (P2P) sector, there are legitimate concerns about individual investors’ understanding of risk. We’ve already reported here extensively about the proposed imposition of a 10 per cent investment portfolio limit for P2P loan investment. However, we’re beginning to wonder about the wisdom of professional investors committing […]
It’s a long-running story. The latest development in the general theme of peer-to-peer (P2P) lenders joining the mainstream of financial services comes courtesy of LendInvest. SKY News reports that “the online property finance hub Lendinvest is plotting a £500m stock market flotation that will provide a fresh test of investors’ faith in a fast-growing but […]
Do you want to commit capital to the small companies who find funding from the alternative finance sector – or would you prefer to invest in the alternative finance sector itself? Regular visitors to this site will be aware that Money&Co. lenders have achieved an average return of over 8 per cent (before we deduct […]
Investment experts review the market all the time. We have some pretty good expertise at Money&Co., with our CEO, Nicola Horlick to the fore here. Her review of Money&Co. peer-to-peer (P2P) lending offers good news – her appraisal of stocks and shares, less so. See below a quite from a recent interview she gave. “We’ve […]
The performance of pension plans was mightily boosted a couple of decades ago when investment consultants accepted that private equity (business development and investment outside the publicly traded and regulated capital markets) was an eligible asset class. Peer-to-peer (P2P0 loans are on the verge of gaining such acceptance in the UK. And, as the Irish […]