Tag Archives: pensions

P2P Assets Can Be Pension-Planners’ Choice – Plus IFISA Process Guide

As the tax year draws to a close, we revisit the attractions of peer-to-peer (P2p) loans as assets suitable for a self-administered pension plan (SIPP). Our friends at the SIPP Club feature Money&Co. this way – it’s all accurate, but since the publication of this, we’ve added many fixed-rate loans to the platform offerings. What […]

P2P Assets Set To Get Pension-Plan Boost – Plus Loan Lastest

The performance of pension plans was mightily boosted a couple of decades ago when investment consultants accepted that private equity (business development and investment outside the publicly traded and regulated capital markets) was an eligible asset class. Peer-to-peer (P2P0 loans are on the verge of gaining such acceptance in the UK. And, as the Irish […]

P2P Moves Heads To Centre Of Pension Stage – Plus Loan Latest

Today, we bring news of a welcome development, as peer-to-peer (P2P) lending becomes ever more widely accepted as an important and legitimate asset class. Our friends at Crowdfundinsider offer a report of Linked Finance, an “Ireland-based peer-to-peer lending company”, which has announced the launch of a new type of pension account. “The account allows holders […]

P2P Assets Could Be Key To Modern Pension Planning

Peer-to-peer (P2P) loans are increasingly becoming accepted as an investable asset class for pension plans. Although P2P loans are higher risk than cash deposits at banks or building societies, and are not protected by the terms of the Financial Services Compensation Scheme (FSCS), carefully vetted loans have proved very attractive to an increasing number of […]

Deposit Returns Not SSAS-y Enough For Pension Income

Many people now have a Self-Invested Personal Pension (“SIPP”) or a Small Self-Administered Scheme (“SSAS”) for some or part of their pension arrangements. An interesting statistic is that almost half of the assets sitting in these schemes are held in cash, despite the fact that the rates offered by pension administrators range from zero to […]

We’re In The Club! Money&Co. Joins SIPP Community

We’re delighted to reveal the news that Money&Co.’s mission to help individuals take charge of their financial lives has taken another step forward. We’ve joined the SIPPclub. That means individuals who have their own Self-Invested Personal Pensions (SIPPs) can put our loans in them, and get the benefit of pension tax break while doing so. […]

Pension Reform Should Include Freedom To Err

Should freedom include the liberty to do the wrong thing? Many UK commentators seem to think not. The impending reform of UK pension provisions has certainly sparked debate on this very topic. The liberalisation of pension law – allowing people over 55 next month to take charge of their pension funds and spend/invest them as […]

Breakfast Debate And The ‘Great New Year Rate Massacre’

Yesterday saw another highly successful and stimulating breakfast debate at Money&Co.’s London offices, as would-be lenders discovered more about the exciting yields on offer for those wanting to lend to business borrowers. The debate ranged over credit analysis, borrower selection, payment methods, safeguards, and regulation. The average return for Money&Co. lenders, after yesterday’s successful close […]

P2P Loans Will Come To The Rescue Of Older Investors

Money&Co. and the peer-to-peer (P2P) business lending sector in general are set to play a major role in providing income for older investors – retired or otherwise – according to Money&Co. CEO Nicola Horlick. “The forthcoming change to pension regulation, when from April onwards individuals over 55 can gain access to their pension funds without […]