Tag Archives: lending

Tech Bullion: There’s Gold In Them There FinTech Hills…

We’re always happy to bring good news about our industry. Here’s some from a US perspective, via Tech Bullion: “Fintech Week 2016 ranked the UK first amongst the world’s leading Fintech hubs. Last year, professional services firm EY listed the UK as the most fintech-friendly country, with the industry employing over 61,000 people and generating […]

P2P Returns In Lower Interest Rate Environment

How will peer-to-peer (P2P) lenders fare when interest rates fluctuate? That question is frequently posed in the mainstream media, which is beginning to show increased awareness and understanding of the P2P lending sector – one of the fastest-expanding sub-sectors of alternative finance. The Bank of England’s lowering of base rates earlier this year has so […]

P2PFA Research Shows Positive Economic Impact of Lending

Our friends at Crowdfundinsider report on a recently published study, commissioned by the UK Peer to Peer Finance Association (P2PFA). The research looks at the economics of the peer-to-peer (P2P) lending market in the UK.   “The independent assessment, provided by the economic consulting firm of Oxera, analysed the risks, costs and benefits of peer-to-peer lending and […]

Tech UK Ponders AltFi And SME Funding’s Fate

Tech UK reports the outcome of a seminar on alternative funding sources for small and medium-sized businesses, post-Brexit. Regular readers will be aware that this is a topic close to our hearts here at Money&Co. “With negotiations underway to extricate the UK from the European Union, techUK’s Financial Services & Payments Programme convened to explore what Brexit […]

A Lender’s Guide To P2P Crowdfunding

Ahead of the latest offering due on site, it’s a good time to reprise some of the issues potential lenders should look at before committing capital. Here’s an excerpt from our long list of things to look at (NB this is commentary – not advice):   Examine the borrowers’ proposals in detail. We use our […]

Silver Linings Amid Lower Lending Volumes

Lending amongst crowdfunding’s biggest (peer-to-peer) P2P operators fell in the second quarter. There’s one clear reason why: it is, paradoxically, uncertainty. Uncertainty is one way of describing the UK’s economic and financial climate, post-Brexit vote. Our friends at Bridging & Commercial report events this way: “A £57m drop in new peer-to-peer lending between Q1 and […]

Latest Auction Closing Soon

Money&Co.’s latest loan offering closes tomorrow at 17:00. This A-rated, three-year loan of over £121,000 is being sought by an independent adviser looking to use the funds to expand. At the time of writing the offering has a current average gross yield of 8.5 per cent. How auctions work The offer is 100 per cent […]