Our latest, A-rated five-year loan, property-backed and with a fixed yield of 8 per cent, is 65 per cent filled as we write. Several new loans are expected on site shortly – so we thought it might be helpful for casual visitors to learn the simple process (set out below) of how to lend. Click […]
We’re pleased to report very healthy inflows of money from cash ISAs to our own offering. More substantial sums qualify for our managed portfolio service. Given that the average return achieved by our lender is over 8 per cent gross, the difference between the annual yield on £100,000 is substantial. Cash ISAs currently bring in […]
Welcome back to our lenders and readers after what we hope was an enjoyable Bank Holiday break. There’s been a chunky link-up on the equity side of the crowdfunding fence, involving our friends at Seedrs. No need for detail here, but we thought it a good moment to remind you of the differences between P2P […]
Today we bring slightly disconcerting news. Why is it that women are far less likely than men to invest in peer-to-peer loans? Our friends at P2P Finance News offer an article based on research from Latvian P2P platform Robo.cash. Given that Money&Co. was founded and is led by a woman, our very own Nicola Horlick, […]
The Daily Mail is doing a very good job of being an investor champion for cash savers and investors. Bravo. Here’s the latest from that newspaper: “A little forewarning, most of this isn’t going to make pleasant reading… The interest on savings is closely aligned with the Bank of England’s base rate. This rate hit […]
Risk In P2P Lending Ahead of a glut of new offerings on site, all with attractive yields, we thought it appropriate to remind readers, users and lenders of the risks of P2P lending. If you don’t understand the risks, you shouldn’t invest money. With that in mind, we look at the following statement: “Risk versus […]
We have a new loan offering available on site with more in the pipeline. The current offer is detailed below: Project Seascape, tranche 7, is a £150,000 offering. It is already 30 per cent funded, risk-rated A, and secured against German property. It offers a fixed-interest yield of 8 per cent over a five-year term. […]
Where is peer-to-peer (P2P) lending in the wider world of alternative finance and FinTech? Our friends at Orca Money look at P2P versus balance sheet lending. Worth a look, we think. See also our own Knowledge Hub, with useful background information embedded at the foot of most pages on site. “What is the first thing […]
We’re delighted to announce the swift closure of our most recent loan offer, an 8 per cent fixed-rate deal that filled yesterday. Another property-backed, 8 per cent fixed-rate loan remains on site – currently 72 per cent filled – with more loans in the pipeline. Here’ a reminder of some of the basics of peer-to-peer […]
We have a new A-rated, 8 per cent fixed yield, three-year loan offering on site. North East Property Developments, according to the borrower, “manages buy-to-let portfolios for individuals in the North East of England. The individuals invest their money and the company then sources properties on their behalf, refurbishes them and then lets them on […]