The new year makes itself welcome with a little of what we know works and works well. Our strategy here at Money&Co. has been public for some time. We are interested in doing solid deals in the sectors that we know work well. This means: first, property-backed loans, where lenders’ interests are protected by a […]
The latest loan offering from WeBuyAnyHome.com, has has successfully filled on the Money&Co. website. The loan is rated A+ and will pay a fixed rate of 7% for a term of 36 months. More loan offerings will land on site shortly. WeBuyAnyHome.com is a leading home-buying company and one of few, cash-funded, home-buying companies in the […]
Regular readers of this News section will be aware of Money&Co.’s increasing focus on niche markets, such as music-rights lending, and property-backed loans. Our friends at AltFi report on the current shape of the overall UK alternative-finance lending sector here: LendInvest was responsible for the lion’s share of peer-to-peer property lending in 2019, accounting for a […]
We are pleased to announce the launch of the latest loan from WeBuyAnyHome.com Secured against property, the loan is rated A+ by our credit committee, yields 8 per cent, and is for £150,000 over three years. Below we offer an extended excerpt from the borrower’s representations seeking credit (which we have examined using our best […]
Regular visitors to this site will be aware of our vision for the direct-lending sub-sector of FinTech. Property-backed and niche, asset-backed lending (eg, against music rights) is the way forward. Our friends at UKTech News report an interesting deal that ticks one of our preferred boxes: Offr, the prop-tech platform digitising the buying, selling and leasing […]
The platform lending sector, or peer-to-peer (P2P) lending sector, has had a tough year. There have been platform failures, and the toxicity of mini-bond failures (unrelated to P2P – but seen by some as linked) has generated much negative publicity. Against that background, Money&Co. has taken the decision not to facilitate loans without tangible security […]
Citywire reports on a major rebranding and the new investment focus of a major mainstream investment company, which is shifting away form personal loans as peer-to-peer (P2P) investments. Regular readers will be aware of Money&Co.’s long-standing commitment to top-quality security in P2P loans. We’ve always insisted on no debt other than our own first charge […]
The latest tranche of the Seascape offering has just been released to market. The offer is for £250,000, with a fixed-rate yield of 8 per cent. The term of the loan is five years. Below we reproduce an extract of the borrowing company’s representations to lenders. While the offer has been subjected to our risk-analysis […]
The latest tranche of the Seascape offering has just been released to market. The offer is for £250,000, with a fixed-rate yield of 8 per cent. The term of the loan of five years. It’s eight per cent subscribed at the time of writing. Below we reproduce an extract of the borrowing company’s representations to […]
We’re pleased to announce the recent launch of our latest property-backed loan. North-East Property Investment has a fixed-rate yield of eight per cent over three years. It’s 3 per cent subscribed at the time of writing. As ever, we’ve made our best efforts in due diligence and credit analysis before awarding this loan an A […]