As we pursue a niche-lending policy (property, music rights, litigation), it has gone rather quiet on the lending front. However, new loans are due on site when the business streams open up – so we thought it opportune to provide one of our regular refreshers on how to lend to our carefully vetted borrowing companies. […]
Perhaps the least surprising news report of the last few weeks comes to us from our friends at P2P Finance News. The word is that “UK peer-to-peer lenders are unlikely to embark on stock market flotations in the near future”. The industry analysts P2PFN has been talking to are surely right. The catastrophic performance of […]
Regular readers of this News section will be aware of Money&Co.’s increasing focus on niche markets, such as music-rights lending, and property-backed loans. Our friends at AltFi report on the current shape of the overall UK alternative-finance lending sector here: LendInvest was responsible for the lion’s share of peer-to-peer property lending in 2019, accounting for a […]
Today we bring you a snapshot of the volatile alternative-finance lending sector. Our friends at AltFi run a piece on its recently published market report. One of the outcomes seems to be that Europe is catching up and will soon overtake the UK market: European originations among peer-to-peer and marketplace lending platforms soared by 80 per cent […]
The Financial Conduct Authority comes in for plenty of criticism, but it seems to be ahead of the game when addressing the potential credit disaster that is waiting to happen as the long-term effects of Covid-19 kick in. Our friends at P2P Finance News report: The Financial Conduct Authority (FCA) has said guidance on payment […]
Our friends at What Investment run an opinion piece with which we heartily agree. It argues that peer-to-peer (aka P2P or direct lending) is now a properly recognised asset class. In a nutshell, our view is that direct lending, just like private equity before, has had a slow start, but is on the way to […]
Times are changing. Regular readers of this News section will know our consistent interest in the relationship between mainstream finance and the FinTech sub-sector of alternative finance. Early mainstream acquisitions of altfi assets were often disastrous, and both sectors are finding a way of getting closer to one another. The latest comes from a founding […]
Regular visitors to this News site will be aware that our strategic view for direct lending (aka peer-to-peer [P2P] lending) is to seek asset backing, and form alliances with the mainstream. Here, we offer two independent views of the way forward for the sector. The accounting body ICAEW’s news website looks at P2P lending in […]
There are pivots, and then there are abrupt smacks in the face. A pivot is a swift change of business model; such changes, frequently executed without shareholder consultation, can cause disquiet amongst investors. The pivot highlighted today has stirred up business counterparties – in this case, the borrowers on direct lending platform (or rather, former […]
Money&Co. chief Nicola Horlick has warned of a tough year for SMEs and the direct lending sector, as the Bank of England predicts the deepest recession on record due to the pandemic. She spoke recently on the topic to the trade press. Our friends at P2P Finance News carry the story: City superwoman Horlick told Peer2Peer […]