Tag Archives: FCA regulation

Well-Managed Platform Lending: Risk And Yield Versus ‘Illiquid Speculation’

A recent article in the redoubtable FT Adviser looks at the Financial Conduct Authority’s (FCA) rules on “speculative illiquid assets”. We welcome the advent of the rules, as we do the media analysis of them. But it’s very, very important to distinguish between these investments (known in many cases as “mini-bonds”) and platform lending. Last […]

Shake-Outs Begin Under New Lending Regulation – Plus Loan Latest

As predicted, the new regime of tighter regulation in platform lending, or peer-to-peer (P2P) lending is seeing some shake-out. One immediate consequence seems to be that those platforms with business models aimed at lending to carefully vetted businesses will do better than those lending to individuals. IBS Intelligence reports on the closure of a platform […]

Platform Lenders Heading For Increased Scrutiny – Plus Loan Latest

P2P lenders could be in for further scrutiny from the Financial Conduct Authority (FCA) after the collapse of FundingSecure exposed client money failures, compliance experts have warned in a report by our friends at P2P Finance News. At Money&Co. we had a routine audit with the FCA a few months ago – and passed with […]

Alternative Lending Review, Part III – Plus Loan Latest

In this third instalment of our review of alternative lending, we look at the Financial Conduct Authority’s view of the sector. There’s been a greater focus on the sector following the failure of peer-to-peer (P2P) platforms such as Lendy. Lendy’s failure was linked – completely unfairly – with a number of problems experienced by investors […]