Monthly Archives: December 2015

A Growing Crowd, Rate Rises, IPOs And Political Weather Forecasting

The following views are the personal opinions of Martin Baker, Money&Co’s head of communications and content. They do not necessarily represent the views of Money&Co.   This time last year I set out five developments I expected to see in peer-to-peer (P2P) lending within the crowdfunding sector. How much did I get right?   Explosive […]

Looking Backwards And Forwards At Crowdfunding And P2P

It’s that time of year again. In the interregnum between Christmas and New Year we look backwards and analyse, look forwards and predict. A year ago, our head of content and communications, Martin Baker, made five major calls for the development of crowdfunding and the peer-to-peer (P2P) sub-sector in which Money&Co. operates. So how did […]

Season’s Greetings From Money&Co.

We wish all our lenders, borrowers and site visitors the very best for the festive season. We will be resuming our editorial news and blog service, with a look back at 2015, and an  examination of the accuracy or otherwise of the predictions we made this time last year. Plus, of course, we’ll be offering our […]

The Future’s Bright – The Future’s P2P

It has been a good year, with even brighter prospects ahead, according to Money&Co. CEO, Nicola Horlick. “Our sector of crowdfunding – which is all about bringing people and businesses together – is gaining in popularity and acceptance. That trend will continue in 2016 as individual lenders, with more and more backing from institutions, find […]

International Regulators’ Crowdfunding Report – So Far, So Good

The International Organization of Securities Commissions (IOSCO) has published its Crowdfunding 2015 Survey Responses Report. It’s a densely written 47-page report, which offers the regulators’ viewpoint across a wide range of jurisdictions. Although hardly a light read, the report provides further proof of the coming of age – still very much a process, not a […]

Crowdfunders Need To Scrutinise Awareness Of P2P Benefits

There’s nothing like 20:20 hindsight. In five years’ time what’s seen as “alternative” in financial terms will be the mainstream. And all today’s doubters and naysayers will claim that they always knew that crowdfunding was the coming thing. We believe that bringing individuals together with businesses looking to borrow money to grow – otherwise known […]

P2P Crowdfunding Predicted To Grow By £1-1.5 Billion In 2016

The end of the year is prediction time. Some of the more engaging come from BondMason, a P2P intermediary platform, which reports doubled P2P lending to £2.3 billion on 2015. The platform, as reported by Crowdfundinsider, also predicts: The industry will grow by another £1-1.5 billion There will be increased P2P Platform consolidation and exits The Innovative […]

IFISA Popularity Among Savers May End Great Savings Robbery

AOL Money, the finance reporting arm of AOL, offers interesting – but not surprising – market information from a survey that reveals a significant potential take-up for the new Innovative Finance ISA in 2016. “Nearly one in four cash Isa savers would consider investing their money with peer-to-peer (P2P) lenders when a new savings product launches […]

FCA Seeks Industry Views On Crowdfund Marketing

What’s fair in crowdfunding? What’s the correct balance between properly protective regulation and allowing equity and peer-to-peer crowdfunders such as Money&Co. to promote their offers? The UK’s top financial watchdog, the Financial Conduct Authority (FCA), is assessing these very questions right now. Citywire reports on the FCA’s consultation process, in particular the regulation of social […]

A New Loan Lands On Site

An eagerly awaited short-term loan has landed on site – and it is filling very fast indeed. G199 Ltd is seeking to fund a £150,000 management buy-in. The loan is for just nine months – the shortest term of any loan thus far facilitated on the Money&Co. site. The loan is rated at B+, which […]