The following views are the personal opinions of Martin Baker, Money&Co’s head of communications and content. They do not necessarily represent the views of Money&Co. This time last year I set out five developments I expected to see in peer-to-peer (P2P) lending within the crowdfunding sector. How much did I get right? Explosive […]
It’s that time of year again. In the interregnum between Christmas and New Year we look backwards and analyse, look forwards and predict. A year ago, our head of content and communications, Martin Baker, made five major calls for the development of crowdfunding and the peer-to-peer (P2P) sub-sector in which Money&Co. operates. So how did […]
We wish all our lenders, borrowers and site visitors the very best for the festive season. We will be resuming our editorial news and blog service, with a look back at 2015, and an examination of the accuracy or otherwise of the predictions we made this time last year. Plus, of course, we’ll be offering our […]
It has been a good year, with even brighter prospects ahead, according to Money&Co. CEO, Nicola Horlick. “Our sector of crowdfunding – which is all about bringing people and businesses together – is gaining in popularity and acceptance. That trend will continue in 2016 as individual lenders, with more and more backing from institutions, find […]
The International Organization of Securities Commissions (IOSCO) has published its Crowdfunding 2015 Survey Responses Report. It’s a densely written 47-page report, which offers the regulators’ viewpoint across a wide range of jurisdictions. Although hardly a light read, the report provides further proof of the coming of age – still very much a process, not a […]
There’s nothing like 20:20 hindsight. In five years’ time what’s seen as “alternative” in financial terms will be the mainstream. And all today’s doubters and naysayers will claim that they always knew that crowdfunding was the coming thing. We believe that bringing individuals together with businesses looking to borrow money to grow – otherwise known […]
The end of the year is prediction time. Some of the more engaging come from BondMason, a P2P intermediary platform, which reports doubled P2P lending to £2.3 billion on 2015. The platform, as reported by Crowdfundinsider, also predicts: The industry will grow by another £1-1.5 billion There will be increased P2P Platform consolidation and exits The Innovative […]
AOL Money, the finance reporting arm of AOL, offers interesting – but not surprising – market information from a survey that reveals a significant potential take-up for the new Innovative Finance ISA in 2016. “Nearly one in four cash Isa savers would consider investing their money with peer-to-peer (P2P) lenders when a new savings product launches […]
What’s fair in crowdfunding? What’s the correct balance between properly protective regulation and allowing equity and peer-to-peer crowdfunders such as Money&Co. to promote their offers? The UK’s top financial watchdog, the Financial Conduct Authority (FCA), is assessing these very questions right now. Citywire reports on the FCA’s consultation process, in particular the regulation of social […]
An eagerly awaited short-term loan has landed on site – and it is filling very fast indeed. G199 Ltd is seeking to fund a £150,000 management buy-in. The loan is for just nine months – the shortest term of any loan thus far facilitated on the Money&Co. site. The loan is rated at B+, which […]