Be careful what you wish for. Investors seeking to exposure to the equity (share) value of the peer-to-peer (P2P) alternative-finance sector have been able to get in early via investment trusts committed to the area. The experience of the early adopters however has not been a comfortable one. The explanation is simple. Some P2P platforms […]
As our sector of alternative finance matures, so does the regulation and oversight. The peer-to-peer (P2P) business lending sub-sector of crowdfunding is where we operate, and, with the advent of the Innovative Finance Individual Savings Account (ISA) a lot of attention has rightly been devoted to P2P. It’s right because companies such as Money&Co. will […]
The last two UK government administrations have taken a helpful and enlightened view of the alternative-finance industry. At Money&Co., we believe that alternative finance wants to be considered mainstream, and for the assets it deals in – notably crowdfunded equity and debt – to be accepted as a legitimate asset class. The new Innovative Finance […]
Today we look at a welcome move on the equity side of the crowdfunding fence. The Enterprise Investment Scheme Association (EISA) has relaunched its EIS Diploma in a bid to attract more independent financial advisers to recommend the alternative investment, reports Citywire. “EISA is a trade body that represents the people connected to the Enterprise Investment […]
What’s fair in crowdfunding? What’s the correct balance between properly protective regulation and allowing equity and peer-to-peer crowdfunders such as Money&Co. to promote their offers? The UK’s top financial watchdog, the Financial Conduct Authority (FCA), is assessing these very questions right now. Citywire reports on the FCA’s consultation process, in particular the regulation of social […]
Commentators are noting that the crowdfunding space is getting more and more crowded. A note from the independent intelligence platform, Economy Watch, monitors the excitement around marketplace lending, also known as peer-to-peer (P2P) business lending. “Peer-to-peer lending, the online platforms which allow you and I to lend directly to people and businesses who want to […]